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missmia v lloyds


missmia
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HELP! Bit slow. Has taken a couple of hours to get this far! (Yes I'm new to all this!)

Have received details of charges from 2001. Am a bit confused as to what I can actually claim back. They have included O/draft interest, Account Charges, O/draft usage fee, O/draft excess fees,unpaid chqs and unpaid d/d. All totals to £3500 odd.

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Hi & Welcome!:)

You can claim:

o/d usage/excess fees

unpaid chq

unpaid dd

unpaid so

 

You can't claim Account charges.

You can claim some parts of the o/d interest but not all, it is quite complicated to work out which parts, you would have to use one of the Advanced spreadsheets in the library. It is often not worth claiming.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Good luck, let us know if you have anymore questions.

Barty:)

 

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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