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Clan Jessica v Alliance and Leicester


jessica'smum
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Hi I am about to send of the SAR to the vultures at the A&L who are on the brink of closing my account after I paid off a £1,000 overdraft almost exclusively caused by charges (and maternity leave pay but that's another matter).

 

I am just about to get £2k from the Halifax, it has been relatively easy, although they went to the wire - the offer came in the day before I was due to file at court.

 

So I would be interested to know what the A&L are like, do they go the whole 40 days and string it all out, or are they a bit more flexible?

 

Thanks

 

Catherine 8-)

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From what you say about Halifax A&L are similar.

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We haven't got the money, so we've got to think!

Ernest Rutherford

 

A & L

Data Protection Act Letter sent 11/08/06

Data rec'd 14/09/06, Prelim letter sent 16/09/06

LBA sent 22/09/06, MCOL 6QZ68670 issued 2/10/06 - chq for £6,375.34 rec'd 04/11/06.

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  • 1 month later...

On day 39 the statements arrived - now I have a question. Can I count the £5-£25 items called 'overdraft payment' as well as the ones marked 'unauthorised overdraft payment'? That's something the halifax doesn't have.

 

Catherine

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hiya

 

you can claim the £25 unauthorised overdraft charge, but if the £5 is a monthly "fee" for overdraft facility then you can't claim that one back

 

you can claim

 

unpaid cheque charge

unpaid dd charge

paid item charge

unauthorised overdraft charge

 

 

hope it helps

 

kate

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