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can bank charges be claimed back when over on overdraft?

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Hi all, glad i found this site. My question is can you claim back bank charges if you already have an overdraft? i have sent in my claim and have just recieved a letter back from lloyds rejecting my claim because i have an overdraft. They say the default charges are for people who break an agreement and because i went over my agreed overdraft limit they say it doesn't apply.

can anyone shed any light on this please? many thanks

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Of course you can claim.Which bank are you with ?

Have a look in the relevant forum and start a thread there.

Of course the banks will deny owing you anything.........its basically what they say to all of us !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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