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Janejfozzy V Lloyds Tsb


janejfozzy
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Hello All, Please could someone reassure me that i'm going to get my money from Lloyds Tsb. I have sent all of the letters and filed a claim on MCOL, but today Lloyds Tsb have entered a defence. What will happen now? Please help as i'm starting to worry.!!!!

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They will normally enter a 9 point defence. If you search through other peoples threads for a while you will see what has happened to you has happened to most at this stage and will put your mind at rest. Also read up on what happens next so you know what to expect! :)

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Is it the standard 9 point defence? Will need to know a little more about your claim. What is the ammount of your claim? What period are you claiming for? Are you claiming CI? Is it a personal or business account? Are the solicitors representing Lloyds SC&M?

 

Let us know - and good luck with your claim.

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Hi Thanks for your reply. I am claiming £868.81 plus the £80.00 court fee. I am claiming for the last six years. It is a Platinum Plus Account and yes SC & M are the solicitors. Hope you can help.

J

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All letters from templates on here I trust - together with particulars of claim? If so don't worry it is standard for SC&M to submit a defence - have a good read around at other peoples experiences and you will be reassured. In the meantime - any questions - just ask - there will always be someone here that can help.

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Hi, i received the defence yesterday, and i'm not sure its the standard 9 point defence. How will i know? Its all in a foreign language and i'm not quite sure what they are saying?

Help...................

Jane:eek:

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Hi

Each paragraph of writing should be numbered, it should be numbered up to 9. Does this sound like yours?

Good luck!

Barty:)

 

Hi, no mine only goes up to 4. Any ideas?

Thanks

Jane:confused: :confused: :confused: :confused:

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Hi all, sorry its taken so long but here it is.

 

Defence i have received is as follows;

 

1. This defence is served without predjudice to the defendant contention that the statement of claim is insufficiently particularised and is embarrassing. The defendant reserves the right to plead further to the statement of claim once they are sufficiently particularised.

2. The defendant will object that the particulars of claim in this action disclose no reasonable cause of action against the defendant and makes no specific allegations against the defendant as to why the defendant should be liable to the claimant for the amount claimed.

3. The particulars of claim do not comply with rule 16.4 1(a) of the civil procedure rules as (amongst othe things) they do not identify tha account in question that appears to form the subject matter of these proceedings, or indeed show how the sum £868.81 is arrived at, and do not appear to take inton account the refund already paid and there is no pleaded basis in law and fact for the claim itself, the particulars of claim are too vague.

4. The statement of claim shows no reasonable grounds for bringing the claim and should be struck out persuant to rule 3.4 2 (a-c) of the civil procedure rules.

 

 

 

I have also had a letter from the court stating my court date is the 18th June and that they have received my AQ even though i haven't filled one in.

 

PLEASE HELP!!!!!!!!!!!!!!!!!!!!!!!!:eek: :eek: :eek: :eek: :eek: :eek:

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