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Claiming after Bankruptcy??


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Hi all,


I was made bankrupt a couple of years ago due to a messy divorce (now discharged). In the years that led up to the bankruptcy and especially during the divorce process I built up a large number of charges with the banks and credit card companies. Much of these charges go back beyond 6 years. I have a couple of questions...


1) Can I still claim my charges back after bankruptcy?

2) Can I claim for charges older than 6 years? ( I still have nearly all my statements from Nat West Bank)

3) Can the bank take what they owe me in charges refunded and put it towards the debt that was written off in bankruptcy?




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  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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