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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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lewhayv halifax ***WON***


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It normally goes to the legal team, they some times enter a defense as they pay the money.

 

I won my nephews claim yesterday, and today he recieved his defense...:p

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It normally goes to the legal team, they some times enter a defense as they pay the money.

 

I won my nephews claim yesterday, and today he recieved his defense...:p

 

this is the bit that im worrying about i filed mine yesterday, if they do file a defence what do i do then, do i have to do the court bundle? also been reading through the facts about the court bit do i also send copies of bank statements with it all (there are a lot of them if i do ) im hoping they just pay up but knowing my luck ill have to go all the way im beginning to panic now

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Hate this waiting game!!just want my money is it just me or are Bankers getting brave after the lloyds win??starting work on court bundle just to be on safe side!advice i can give to any newbies DON`T BELIEVE A WORD THEY TELL YOU!WON`T GO WRONG THEN!!POWER TO US ALL!!

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Lewhay

 

They have unti thurs 24th to acknowledge my claim too. If they don't then we can send them a letter saying pay up within 7 days or we file for judgement ( it's usual for them to deposit the money at this stage). It'll be better for us if they don't acknowledge because we'll get our money sooner. Once they respond and say they're going to defend then we have to wait another 14days. Hopefully we'll know more by the end of the week.

 

Owl

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Lewhay

 

They have unti thurs 24th to acknowledge my claim too. If they don't then we can send them a letter saying pay up within 7 days or we file for judgement ( it's usual for them to deposit the money at this stage). It'll be better for us if they don't acknowledge because we'll get our money sooner. Once they respond and say they're going to defend then we have to wait another 28days. Hopefully we'll know more by the end of the week.

 

Owl

 

Hi Owl,

 

I am not 100% sure but I think if they acknowledge it just adds 14 days onto the time limit - so it will be 28 days from when the claim was deemed served (5 days after issue).

 

May be wrong but thats what I have applied to mine.

 

Chop

Will definitely donate on payout to help keep this site going - thanks for all the advice!

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I think thats just common procedure lewhay?

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[COLOR=royalblue]Halifax......WON 16/7/07 :D [/COLOR] [COLOR=red]Nationwide...WON 16/7/07 :D [/COLOR] [CENTER][URL="http://petitions.pm.gov.uk/sections187and45/"][B][SIZE=4]Please sign this Downing Street petition on Bank Charges and Benefits[/SIZE][/B][/URL][/CENTER]

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http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

Have a read of this from number 7

 

But the chances are the money will just turn up in the next few days. Keep checking.

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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hi just had a thought ,been as the Haliprats are going to defend could i change my claim to include costs incurred prepairing court bundle(photo copies)time off work for court etc!only an idea.

Also as they filed an Acknoledgement of service that gives them an extra 14 days to my dates that is 4th June(28 days from date served 10th May) .GOT OVER THE SHOCK NOW LOOKING FORWARD TO THE FIGHT!!!:rolleyes:

BRING IT ON!!!

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If you change your claim it will cost you an extra £35 which you won't get back. It is a shame that you can't put in these costs at the beginning as an estimate of how much time it takes, paper, ink etc.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Thanks for that.Is it me or are the courts coming down more in favour of the banks?or are they getting better publicity!.Getting nervous!anyone won recently against Halifax?.The bank has until June the 4th to make there next move!!!.Hope they pay up as they seem to only delaying tatics.Will keep all informed:rolleyes:

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There have been quite a lot of wins in the last few days. If you have a look at the last few threads and in the sucssess thread, you will see.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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There a re a few of you at the moment more or less at the same place, so hopefully it will be a good week for some of you...;)

 

Keep checking those accounts.:p

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Just wondering what if any pattern the Halifax are using to pay out ,as some are winning with little or no trouble others they seem to take as far as they can?just a thought to pass away the days waiting for my money!any theory gratefully recieved ,no prizes for the best though!:)

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The main pattern is they make you file at court, then they wait as long as posible, but then pay out before the 28 deadline.

 

But obviouslly not in all cases.

 

Do i not at least get a badge.....:lol: :lol:

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HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Seaside you deserve much more than a badge for all the great help and advice,must be me getting impatient!,Thought they might use credit rating or something like that?;)

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I second those sentiments abot SSL Lewhay ;)

 

Halifax have until the 7th June to file a defence against my claim....hopefully my money will be in my account before then....I had hoped to go car shopping this half term break :D ...but I can wait until the 6 weeks holiday I guess.

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Awww you making me blush now...:oops:

 

All i wanted was a badge..:lol: :lol:

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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