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store/credit cards-advice please-can they??


jubaxt
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just wondered-if your account is still open but with a dca,can the lender pay the refund straight off your account?

 

what if it is a card and the card has already been cancelled-thankyou

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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You certainly can (and should) reclaim charges in these circumstances. They finance company (GE money by any chance?) will probably send a cheque as they probably count the account as closed if the card has been cancelled.

 

The DCA is supposedly an independent company although finance companies ofen use one that is effectively themselves. The DCA's dealing with you are indepenent of the card company.

 

I don't know if this helps. Anyone see things differently from this?

Steven

 

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