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    • Hi again all, below is another email they sent me, I just don't want to get in trouble or things to get worse with this crowd but I am taking your advice here. Anyway advice would be appreciated.   I am contacting you again after having tried to contact you both by email on 03/04/2024 and 10/04/2024, and by telephone on 10/04/2024 and 17/04/2024 to discuss the matter in relation to the regularization of the SOLIDWORKS case against xxx our company.   This is an urgent legal matter. Please contact me at your earliest convenience - +44 2921 920 296.    If we do not recieve a response before 24/04/2024, we will assume that you are not willing to settle this dispute amicably. The case will then be referred back to our client with whom, ultimately, the final decision lies on the enforcement of their intellectual property rights.    Yours sincerel y, Rhys
    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Thanks all! My wife was driving at the time (took our daughter to get new school uniform) and I wasn't there so I'm not sure what the signage was actually like, but yes, Parkopedia says 2:30, so it's barely over that. I will check it out with her when she gets home later, I haven't even told her about this yet as she'll probably be quite upset. So - likely my best response at this stage is to just wait it out until a Letter Before Claim arrives?
    • check mcol does it state DQ N180 sent to you? if it does then: https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5088148 3 copies yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket) 1 wit you Suitability for determination without a hearing? no (that the issues are so complex they need to be argued orally') the rest is obv 1 to the court 1 to their sols (omit phone/sig/email) if no sols send to claimant 1 for your file   dx
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Help needed with County Court Claim issed by Capquest re. Citicard


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I have today received a County Court Claim form the claimant being Capquest Invesments Limited.

 

The particulars of the claim are as follows:-

 

Monies are due under regulated credit agreement number xxxxxx between Citifinancial Europe Plc and the Defendant which was assigned to the claimant on XX/XX/XX. The agreement terminated upon the defendants failure to comply with the terms of the agreement and/or the statutory notice of default served by Citifinancial Europe Plc. The claimant seeks contractual interest pursuant to section 69 of the County Courts Act 1984 at the rate of 8% per annum from the date of the issue continuing the daily rate of 1.22. Any payments or queries should be directed to the claimant on: XXXX XXXXXXX or XXXXX XXXXXXXX.

 

What do I do now? Yes I do owe the money, can't afford to pay it.

 

I hope somebody can advise me.

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Hi there.

 

There should be an admission form [ n9a ] sent with the claim, this will allow you to fill in your income & expenditure and make a reasonable offer of repayment. If you have other creditors too, this offer should be a pro-rata amount compared to your other debts.

 

This following factsheet will give you all the info you need. If you get stuck reply back on here. Good luck with it all.

 

PS - SEND YOUR OFFER TO BOTH THE CREDITOR AND THE COURT (recorded!)

 

National Debtline England & Wales | Debt Advice | Factsheet 20 Replying To A County Court Claim Form

 

ps - are you in mortgaged or rented property (important)

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In mortgaged with arrears.

 

you need to bear in mind that it isn't always a given that the judge will grant an instalment order, they may decide the amount is payable forthwith, this would allow the creditor to go straight for enforcement - a popular method being a charging order. Make sure your offer is reasonable and show the court as much info as you can to convince them to grant you the instalments.

 

have you an arrangement for the mortgage arrears?

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I have some queries with the admissions form.

 

I am a student so i'm assuming I put unemployed? But I want to let them know i'm a student and studying to enable me to get a job when my children are at school so can I attach a letter explaining this?

 

I have no income other than child benefit, and my husband is self employed. Do I fill his income in and our joint expenditure and joint debts?

 

Thank you for your help.

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Your Husband is only liable if you signed a joint agreement.

Why should the loan company expect him to pay towards your debt.

As such, I would not include his income on any admission.

 

Many years ago GUS catalogue CCj'd my then wife and i refused to make any payment towards it.

They had to accept £1 a month from her child benefit.

All the threats in the world couldnt make me pay.

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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