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Ash v MBNA -Question on early settlement??


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I have just got my SAR back and MBNA owe me about £400.


The question I have is this. A while ago a received some money and was able to clear off the total balance on this account. MBNA even agreed on a settlement figure of about 1,000 less than the balance. On my SAR this shows up as the debt being written off.


My question is, can I still claim my charges back. I really want to go after MBNA if I can because when I was struggling with my debts they were the worst. I was paying off £150 per month, and still getting fined. Most of the fines came at this point.

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