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kawasaki vs lloyds tsb


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hi,

i`m "kawasaki" and in the process of going to court.the defendant is no other than lloyds tsb bank plc.

my neighbour send the template letter to his bank and got £1150 pounds back after making only one phonecall so i thought i can do the same.

i went to my lloyds tsb branch, paid a "tenner" and got the last 3 years "bank internal " statements printed out while waiting. she even highlighted all my charges. i thought thats easy they will pay in no time.after i arrived home i send them straight away the first letter and had a response within 3 days, telling me the usual stuff like " sorry we can`t help you " and " you get nothing back of us" blah blah blah.

i send straight away the second letter and they offered me £750 pounds from my requested £2250 pounds.no question i declined and took it to court online.

i received 2 weeks later the acknowledgement letter from the court and to my shock they defend all of it.

today 19/04/2007 i received "notice of transfer of proceedings" letter and awaiting my questionair. i`m now worried that they will take it all the way and i gonna lose.

is there anyone who got the same problem or had the same problem and can tell me how it went?!

i have to say that i got also an iva (individual voluntary agreement) which they mentioned in their defence and that i would have to have the agreement with my supervisor. i ask my supervisor which from my iva and he said i can continue. is that just another point in their defence to make me worry and pack in? just to let everyone know and especially the lloyds tsb bank: i may be not very smart when it comes to law, but when it comes to money and i will never give up!!!

any supportive words or help would be much appreciated.

thanks and good luck to all of you which are trying to get money back.

regards

kawasaki:)

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Hi Kawasaki,

 

Let them take it all the way, I bet they dont. As for the iva, The worst senario is to offset the claim against the debt.

use the template letters in order. Stick to the timetable in there.

please take time to read the faq's

LINKS....

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

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welcome to the forum.

 

Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

use the template letters in order Stick to the timetable in there.

 

For instant live help please go to the chat room

 

Any advice given is purely based on personal experience and if in doubt you should seek further advice from a professional.

 

If you liked what I have written then please let me know by clicking on the scales!

 

FAQS wink.gif

http://www.consumeractiongroup.c o.uk/forum/faq.php

 

Scotland Issues

http://www.consumeractiongroup.c o.uk/forum/scotland/

 

Step by step instructions biggrin.gif better safe than sorry!

http://www.consumeractiongroup.c o....tructions.html

 

Templates cool.gif If it aint broke dont fix it!

http://www.consumeractiongroup.c o....lates-library/

 

Online claim or direct at court?

Getting MCOL Right

 

Finally good Luck.

jamesrap.

 

If my advice helps please tip the scales, left.

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

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Hi Kawasaki,

 

Let them take it all the way, I bet they dont. As for the iva, The worst senario is to offset the claim against the debt.

use the template letters in order. Stick to the timetable in there.

please take time to read the faq's

LINKS....

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

 

thanks for the help which i received with great appreciation. to update you on my case. i gonna wait til i receive the alocation questionaire and will finally destroy a bit of lloyds tsb`s confidents.they had their chance to pay up but now i go all the way.

i also spoke to my iva practitioner and as it looks should the court rule in my favor, lloyds tsb will have to make a cheque payable to my iva-practitioner and he`s gonna send me half the money and the other goes towards my debts. sad but i have to say fair and to me alright.better £1200 pounds than nothing.

:D

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