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Dingwalldemon v Nationwide **WON**


dingwalldemon
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Sent prelim letter on the 05/april/07, 14 days ago, however when i tracked the letter i noticed that they did not receive it untill the 10th.

Should i wait 14 days from the 10th before i send my LBA or just send it now?

All advice appreciated.

Oh im claiming £7043 but the've just hit me for another £350!, should i add this amount into my LBA as well? if so how would i word the amended amount.

Using templates from this site.

:)

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Well 14 days has passed and surprise surprise no reply to my prelim letter requesting my charges back.:mad:

Anyhoo i've printed of my LBA been to the post office and sent it recorded delivery.

Even though its only the LBA, theres a slight sense of satisfaction that your not prepared to take their cr*p anymore!

Oh well another 14 days before i get the pleasure of submitting my MCOL !!

 

GIMMIE MY £7043 BACK!!!!!!!

 

:)

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  • 2 weeks later...

Well they have actually aknowledged me this time with the basic get stuffed letter blah blah blah.

Should i wait till the 9th of May before isuuing MCOL or go for it now?

(9th of May will be 14 days from date recorded letter was signed for)

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  • 1 month later...

Just an update to let you know whats happening.

Decided to go down the Financial Ombudsman road initially as my butt was getting a bit twitchy after Lloyds winning a case!.

Have had 2 letters back so far, the first acknowledging reciept of all the information and last week i got one saying my case was awaiting allocation.

Anyone else in the same situation or had experience of how long they take?

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  • 2 weeks later...

Letter received today from the FO saying that they have contacted The Nationwide instructing them to make an offer which meets my claim in full or provide them with information which would reach a conclusion on the merit of my claim.

They have six weeks to reply.

Hopefully something soon!

Fingers crossed.

Anyone else in the same boat?

:)

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Letter arrived from the F/O this morning stating Nationwide do not believe their charges are unlawfull however are prepared to pay me £7368 to end the dispute! HURRAH I WIN!!!! Got to sign an acceptence letter from the F/O and return it to them, they say money should be paid within 6 weeks of acceptence.

So the question is do i sign the acceptence form?

£7368 tax free

Deal or No Deal?

DEAL DEAL DEAL!!!

Thank you Mr Banker, LOL

:-)

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Yes i agree you should be able to claim contractual interest, the bank do it to us.

What i would say about my claim from start to finish was that it was hassle free. I recommend using this route if you are worried or dont feel you could handle a court case. It is also an excellent route if you live in Scotland due to the small claims system restricting your claim. You can also claim 6 years and not 5 through the ombudsman if you live in Scotland like me.

Also this site has been an absolute goldmine of information, there's a lot of different stories and tactics been used. I would say sit down work out what u want, how your going to go about it and most importantly of all... don't get stressed! You will get what is rightfully yours in the end.

:)

P.S Do the right thing when you win and donate to this site, it is an inspiration to us all and a goldmine of information, lets keep it going. Lets hear a big cheer for the little man when he LEGALLY robs a bank.

 

REMEMBER A BIT OF COMMON SENSE GOES A LONG WAY IN THIS WORLD!

  • Haha 1
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  • 2 weeks later...

Suprise suprise chuck! Nationwide are now withdrawing my £500 overdraft despite them being aware that the account was in dispute and agreeing to hold everything off until the 15th Aug. Letter received today. Petty retaliation if u ask me!

Screw them i had no intention of leaving my money in an account with them anyway.

:lol:

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Yes, they have so far made no attempt to close it. They make you wait for your money though!. I kept calling them up wanting to know why my name wasn't on their spreadsheet from the legal dept to receive payment.

Call them it's worth it, i got my name on it straight away! That was the Thursday, letter and money by Monday. 01604836938.

They tell you they have 28 days from receiving the acceptence but this speeds things up or at least it did for me.

Regards

:D

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