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Hi First Time Iv Intorduced Myself, Great Site Thanks For All The Information.

I Have Been Following The Process To Recover My Bank Charges Adding Up To £4289 I Have Recently Sent The First Preliminary Approach Letter Only I Am Concerned About My Account Being Closed By Tsb. I Have Approached Various Banks To Open A Parachute Account And Because I Have Bad Credit I Have Been Refused For Natwest Barclays And Halifax. Any Suggestions Or Comments Would Be Appreciated

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Hi Mrs B,

Welcome to the forum.

 

The banks are unlikely to close your account on first claim.If you are worried that they might do so please read in this link;

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/58685-do-you-need-parachute.html

 

Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

Other members with experiance of your bank can offer informed advide.

use the template letters in order. Stick to the timetable in there.

 

LINKS....

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

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Guest louis wu

Have you been asking for the 'basic account', or a full blown account with all facilities?

 

My rating is poor (putting it mildly), so I went for a Nat West step account, and was accepted without being credit scored. It is basic, No o/d (but didn't want one) no cheque book, and just a Solo debit card (but never had a problem with it). My 'behaviour' with the account has been good enough to have them ask me if I wanted to upgrade. Believe it or not, I said no, as I find it ok as it is at the moment.

 

There are plenty others, and I am not on commision with NW, so have a look at the basic accounts. Don't forget, its just in case they close your a/c, they don't always do it.

 

Lous

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