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    • Check that if you go BK in the UK that it will include cancellation of the foreign debts, else there is no benefit to going BK in the UK. There is also the £680 BK fee to consider. BK should be a last resort, and (based on your individual circumstances) clearly the best option for you before you should consider it.   Additionally, if it will be hard for them to obtain an enforceable (in the UK) judgment for those foreign debts, what do you gain by going BK even if the UK bankruptcy would include the foreign debts?.
    • Is anyone able to help? I have recieved a letter and request for my financial information from Moriaty Law regarding an old credit card debt incurred in Dubai. I was previously receiving letters from a company called Idrww which I ignored. I am considering bankruptcy as a result of this and another personal loan debt in Dubai owed to HSBC. I am now a single mum with no assets (living in council accommodation) and living with the fear of what might happen next is hideous. Is anyone able to advise? 
    • The Beadle, and many of the ERG, are involved with Disaster Capitalists, and Hedge Funds poised to scoop up and asset strip  UK companies bankrupted by Brexit here and possibly some  in the EU.  Shankar Singham is selling Snake Oil impossibilities with the AAC, and the whole ERG cabal are out for personal gain.
    • Hi, no i did not or ever work in credit collection or at lowells. I had investor funds that buy these debt portfolios, lowells does the collection ie workouts for investors. See the  8% interest.? Investors buy these receivables to collect 8% v current rates. .they also securitise them for fixed income. V profitable.  I learned the ropes in the us during financial crises. Got burned by deutsche bank. Sued deutsche. Im used to us litigation. Lost all my money which explains not having £300.  so i dont understand the forms or process in Uk. help me out. 1. Claim form plus defense form, admittance form  all in 1. Box 3 on form fill in. This is filing your defence correct? 2. I have to wait for lowell to send a response ie their witness statement, with evidence supporting thier claim. Correct? Is this attached to a court form if any? If yes whats the form number? 3. I assume i respond to each  point in their witness state with a rebuttal. Is there a form attached? How does this get filed with the court?  I never understood using a form for claim or responses. Us uses pleadings, and responses, no forms. This forum hugely helpful, but im not there yet. also dont understand strategy for timing of fillings. If you can explain process i n follow along.  Also, you are saying, i was still with BT on oct 22 in default. 8 days later lowell bought debt. Impossible! They claim default a year later when i didn't live in the property. I think this is about right. What evidence do i need to gather?   kr escaped  
    • I'm just going to build up slowly, and have been.  Got a big old freezer so have been filling that up gradually.  I think it's not because of actual shortages, but rather panic buying that will cause problems, especially bread which ironically is all produced in the UK.   As for Trump, just got to expect that crap from him I guess, no trade deals will be happening anyway if the Good Friday agreement is put at risk.  Besides,what Boris Johnson is suggesting about no backstop and no hard border is even crazier than anything that Trump has ever said or done.   Tories are trying to destroy, and there is no plan for what comes next, there will be a terrible day of reckoning for the them at some point that will make Tony Blair's 1997 victory look like chicken feed. Sadly that won't be until the country has been ruined.          
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cyprusgirl

cyprusgirl vs lloyds tsb

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just an update here really ...after my claim was transferred to stockport on 14th may was told by the court AQ was to be dispensed with and my claim was to go the the judge for further directions...

 

The judge has now asked for both parties to complete the AQ .. N149, i have completed the form with the draft order off this site and sent back to my local court with the £100 fee and another schedule of charges.. i have also sent a copy of AQ and schedule of charges to SC&M...

 

Last day for submitting AQ for both parties is the 4th july no later than 4pm ... i will ring the courts on the 4th and if there AQ submitted then i may send a nudge letter to SC&M but only for the full amount of charges plus 8% interest and court costs, i don't see why i should take anything less.... will keep you posted good luck to every one else fighting for your money .....

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I HAVE WON!!!! i can't beleive it .... today was the last day for the AQ to be at court mine was already sent off but full offer came this morning in the post from SC&M including 8% interest and court costs i am over the moon so a big thankyou to everyone on this site and will be donating as soon as money arrives they say it will take 7 to 10 days ... not telling the court though untill i have the money.... only conditions was to keep account up to date or will be charged again... they say they have already wrote to the court and told them out of court offer has been made and are asking me to do the same of course i will when i have the money!! BIG THANKYOU TO EVERYONE xx

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can any one tell me how to move my thread to success at lloyds?? thankyou xx

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