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Scottish Claim


jkrokowski
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I have written to Abbey and received a 'gesture of goodwill payment' of £663, however my unfair, disproportionately high bank charges (estimated) total nearly £3000 over 5yrs.

 

Living in Scotland my claim through the small court claim can only be to a maximum of £750.

 

How can I claim for the £3000 amount - Ive tried to track down forms to fill in etc but can not find anything relevant to Scotland. Should I try the Financial Ombudsman Service, or are there forms to fill in to recover the £3000 in Scotland?????????? Any help appreciated.

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Guest louis wu

I dont know much about Scottish claims, but have a look here, it may help

 

http://www.consumeractiongroup.co.uk/forum/guidance-notes/11123-scottish-procedure.html

 

http://www.consumeractiongroup.co.uk/forum/helpful-external-links/161-scottish-court-service.html

 

http://www.consumeractiongroup.co.uk/forum/scotland/

 

Obviously, you should get some pretty specific info in the Scottish forum.

 

louis

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Small Claim- up to £750 (£39 fee)

Summary Cause- up to £1500 (£39 fee)

Civil Action- above £1500 (employ a solicitor £??? fee)

 

If you raise a civil claim then you would have to employ a solicitor, I have only done the summary cause method.

You can also contact the FOS (Financial Ombudsman Service) and let them try for you, which is free.

Those are the options put quite simply.

I hope this helps jkrokowski :)

:DABBEY-WON! £1,359.34

:confused:CAPITAL ONE WON £1,523.27+£39court fees.

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