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Just joined today wanted to say hi to everyone.:)

I am with LLoyds Tsb and get charged £30 everytime I go over my overdraft limit. Has any one in a similar situation put in a claim?

I am have been with them for 20 years:-?

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Hi lahamm

 

Welcome to the forum.

 

Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

Other members with experiance of your bank can offer informed advide.

use the template letters in order. Stick to the timetable in there.

 

LINKS....

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

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Hi Lahamm

 

I too have been with Lloyds for about 20 years, and each time I go overdrawn I am being charged £30. I went into the Islington branch to speak to them and they were quite helpful, but the only way around this situation is to claim your charges back, considering you have been with them all this time and this being your main account, they are not interested in you individually, as to them it is a business and all about money. Good Luck!

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Guest ChloeJane

Hi and welcome!

 

Step 1.

 

Get your information! So you know what to claim.

 

You do this by easily following templates by copying and pasting them to suit you and your details.

 

1. Data Protection Act, Subject Access Request letter - List of charges

 

Click on the link above and you will go to a template that will be to request your data and information from the bank.

 

You can than spend the 40 days waiting for the information but can look around at what the tiimetable will be and what steps are next.

 

A great link is below which sets out a sample of the process.

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

Starting a thread (your own story) is a great way to get support and lots of advice. To start a new thread which is really helpful for you so everyone can help you, is below!

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=84

 

Chat -- is a great way to ask questions instantly! so come on in and meet new friends and find support.

 

Look me up if you need more help! Step 1 is the letter.

 

Good luck!

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