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MBNA raised my rate 27.9%!!!!!!!

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Ive just found out that after my promotion offer of 0% interest of the first year I have put on 27.9%:mad: interest charged on my Virgin/MBNA credit card.


In my terms and conditions that came with my card i was supposed to be puton 15.9% interest, I have just spoken to them and they said due to the rate on my account being variable and a review of interest rates I was put on this ludicrous amount of interest. Im absolutley disgusted!!!!!!:-o


Can anyone help me with this? can they do that?

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Guest ian cognito

If you are able to do so, I would seek another 0% offer and transfer your balance, just watch the transfer fee, lots of deals around now.

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yes I'm afraid they probably can - it probably said somewhere on the original agreement or the T&C's that came with it that the rate is variable and may be changed "from time to time".


They get you every which way.


Can you transfer balance to another card?

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