Jump to content



style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5269 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Even if a company has passed on a debt to a debt collection agency, do you have to deal with them?

As the debt is not with them can you legaly refuse to deal with it through them? And if you go down this path what can the agency do about it in the way of fee's etc?

Sorry about the questions but you won't know if you don't ask.;)

Link to post
Share on other sites

Generally if you CCA request an agency that's only chasing a debt they'll hand it back to their client (the creditor), this being the case, they certainly shouldn't be adding any fees of any kind to an alleged debt as they don't have a contract with you.


Regards, Dave.

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.


I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.





Trying to stop smoking?



A dummies guide to the forums







Link to post
Share on other sites

When you say "passed on a debt to a DCA", it depends very much on whether the DCA is simply acting on behalf of the creditor or whether the creditor has in fact sold the debt to the DCA.


If the former, then I'd say feel free to deal with the creditor direct.

If the latter, then you have to deal with the DCA

Link to post
Share on other sites

Thanks for answering so promptly.

It's been passed over to a DCA and they tried to tell my o/h that she HAD to deal with them and that anything sent to the creditor would not count towards the debt, be it money or any legal letters relating to it (CAG's name must be getting around :) ).

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...