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aussie22
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Hi All,:cool:

Just started claim to RBoS for a staggering £3,602.57 (before 8% added). Sent prelim letter 05/10/06 almost time for LBA. Received reply today 14/10/06 saying that they are sorry (YEAH RIGHT!!!!!!!!!) and will get back to me.Told me they had enclosed a leaflet for me to read, on how they deal with customer complaints, but no leaflet was enclosed just the letter.Obviously shows how much they care about customer complaints.

I'll do my best to keep you all posted.

Post you soon

Aussie22

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  • 3 weeks later...

Today, 03/11/2006, is 14 days since I sent LBA. I proceeded with the moneyclaim online last night but have received a letter from bank offering a full and final settlement today. I do not want to accept thier offer as it is less than one quarter of what they owe me. Do I still return thier letter stating that I will only accept this as a partial settlement or do I not need to bother as I have already started court proceedings. PLEASE HELP ME SOMEBODY............

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Sent the "partial settlement" letter and state that a claim has already been filed for the full amount.

 

Dont worry, you are right on track.

 

J

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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  • 1 month later...

AQ 149 completed.

Q. I have received a letter from Cobbetts (RBS Solicitors) asking me to send copies of papers to them including copies of legislation. Do I have to send them anything at all or do I just deal with the courts.

Q. Can I sue thier ass for messing me around or better still "penalty charge" them for being late:)

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Thought it would be easier than all this.

Mind you, knew they would not want to give up £4,500.00 too easily.

Just wish I knew what to do with all of this paperwork????????????:-x

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aussie do claim no.2 or when they offer you full ammount in the next week or so tell them about this charge as well

SETTLED CASES

LTSB (CC) £20 21-8-06

HSBC (CC) £600 19-10-06

HSBC (Ac) No.1 £1900 25-10-06

RBS (CC) £900 25-10-06

Smile (Ac) £1300 17-11-06

A&L (Ac) No.1 £400 23-11-06

A&L (Mortgage ERC) £3900 4-12-06

LTSB (Ac) £200 13-12-06

A&L (Ac) No.2 £120 19-12-06

HSBC (Ac) No.2 £650 29-12-06

LTSB (Business) £1700 13-2-07

RBS (Ac) £4500 + Default Removal 17-3-07

Barclays (Bus) Warrant of Execution 10-3-07 not used yet

ONGOING CASES

Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour

Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07

HSBC (CC) have failed to produce Credit Agreement

TO DO CASES

Egg (Loan)

LTSB (Ac Ltd Company)

LTSB (Loan)

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Take it one step at a time, you have 2 weeks between post, after you have your S.A.R.. Plus lots of help from the lovely, very knowledgeable, people on the form.

 

The hardest parts is waiting and working out the charges they owe you. Once you know what they are you have some lovely pre-made spread sheets you can fill in and the rest is a waiting game.

 

Good luck, keep us posted.

 

StyX

StyX Has Won

 

RBS - £2,500

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Well they're hardly going to just hand it over are they!!!!

 

I thought it was relatively easy but there we go.

 

The only hard thing is just making sure you really know what you're doing and that comes from plenty of reading. If you have any problems, put them in this thread, someone will be bound to help you.

 

__________________

Stuck with RBS charges?

Click here!!

 

Settled

RBS1 £2794

RBS2 £503

Halifax Credit Card £498.14

 

Still to Settle

Barclaycard Est£180

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Thanx T4FF and Styx,

I am awaiting court hearing date at moment.

When I started this claim i was on a role eh. Its just i feel a bit worn down by the RBS solisitors and all the reading i have down on the court process.

I will not give up on this claim.

I will not let those B***ARDS get away with this.

We will all be VICTORIOUS!!!!!!

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Just remember, as long as you have done things to the letter, they won't want to go to court so be positive and expect a settlement soon.....

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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I read somewhere on this site that someone was doing an amendment to thier charges and also had changed thier interest rate to the banks contractual rate of 29.50%. I wonder how they got on????

Thankyou for your reply aswell. I am going to list everything later today.

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  • 2 months later...

Recieved letter from the court, Notice of hearing, asking me to send copies of all documents that I will rely upon in court to them and cobbetts.

Can anyone help me with this one and are there new docs I can send.

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  • 1 month later...

Does anyone know what the Court Bundle documents page is all about.

It asks for:-

 

(i) correspondence ?

 

(iii) statements ?

 

What correspondence do I send and what statements do I send.

Is it correspondence between both parties?

Is it Bank Statements they want or other statements?

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Does anyone know what the Court Bundle documents page is all about.

It asks for:-

 

(i) correspondence ?

 

(iii) statements ?

 

What correspondence do I send and what statements do I send.

Is it correspondence between both parties?

Is it Bank Statements they want or other statements?

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Does anyone know what the Court Bundle documents page is all about.

It asks for:-

 

(i) correspondence ?

 

(iii) statements ?

 

What correspondence do I send and what statements do I send.

Is it correspondence between both parties?

Is it Bank Statements they want or other statements?

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i think correspndence is every letter you've sent and received regarding your claim from the start sar to n1 and statements is your bank statements

Documents Index:

 

S.1 correspondences:

 

A – 04.12.06 LETTER: DATA PROTECTION ACT REQUEST TO Lloyds TSB -1

B – 04.01.07 LETTER: REPLY TO Data Protection Act REQUEST FROM Lloyds TSB

C - 10.01.07 LETTER: REQUEST FOR PAYMENT OF CHARGES TO Lloyds TSB -1

D - 25.01.07 LETTER: ACKNOWLEDGMENT FROM Lloyds TSB OF ©-1

E - 31.01.07 LETTER: LETTER BEFORE ACTION TO Lloyds TSB S-1

F- 05.03.07 COPY OF COUNTY COURT CLAIM FORM ISSUED BY CLAIMANT-1

G - 05.03.07 NOTICE OF ISSUE FROM COUNTY COURT-1

 

 

S.2 AUTHORITIES :

 

A - COPY OF BANK STATEMENTS SUPPLIED BY Lloyds TSB -

B - SPREADSHEET SUPPLIED WITH CLAIM DETAILING SPECIFIC DATES AND COSTS -

C- Relevant Case law Summary

D - DATA PROTECTION ACT (1999)-56

E - DATA PROTECTION ACT (1999)-SCHEDULES-45

F - UNFAIR CONTRACT TERMS ACT 1977-8

F - THE SUPPLY OF GOODS AND SERVICES ACT (1982)-15

G - OFFICE OF FAIR TRADING REPORT APRIL 2006 (OFT842)-39

H - HOUSE OF COMMONS EARLY DAY MOTION EDM (2227)-2

I - UNFAIR TERMS IN CONSUMER CONTRACTS REGULATIONS (1999)-10

J - HOUSE OF COMMONS SELECT COMMITTEE ON TREASURY, SECOND REPORT: ‘TRANSPARENCY IN CHARGING’-14

K - DUNLOP PNEUMATIC TYRE CO v NEW GARAGE AND MOTOR CO LTD (1915) A.C. 79-2

L - ALFRED Mc ALPINE CAPITAL PROJECTS LTD v TILEBOX LTD (2005) EWHC 281-3

M - Peter McNamara, Head of Personal Banking for Lloyds BBC Radio 4 Interview(1994)

 

 

 

mine looks something like this so far have pinched this freom someone else and adjusted accordingly

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