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I bank with the Halifax and have sent them the secound letter,recieved letter back saying four week period to investigate my complaint and will be in touch before 24/4/07!Can someone tell me about charges i am getting now can they be added on or will i have to claim seperate?

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Yes charges that are added up to filing the court claim can all be added(in fact they can even be added AFTER this point but it is subject to a fee)

Its just a case of sending the bank an updated schedule in each instance of further charges being added by you to your claim/request for refund.

If you have had a negative response to your LBA then you can begin the court claim.

You have no obligations to give them further time.

They know this.......and hopefully you do too!!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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Welcome to the forum.


As Martin say count all charges up until court date. I have made a claim against the Halifax; and it will most likely go all the way, up untill a couple of days before court and then a full offer.


Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

use the template letters in order Stick to the timetable in there.




Templates Library....

If you have charges going back further than six years read in here;


There is also live chat, visit if you need any quick advice.


Finally good Luck.



If my advice helps please tip the scales, left.

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  • 3 weeks later...

After reading some threads can some one give me advice i am currently in a debt managment plan and have some very old debts 8yrs plus.Can i ask them for my CCA and would it matter that i paid them for so long before asking for this?also how would it affect my DMP do i stop payment till CCA is produce,any help thankfully recieved,as debts total 30k+.


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