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Has anyone sucessfully claimed £6300???


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Need help quickly, as my deadline has just passed and I am just preparing my N1 forms.

 

Have worked out the interest, costs etc and my total claim is now £6300. £1400 is interest.

 

Is this ok for small claims, as the fee I would have to pay has jumped to £250. I was expecting to pay £120 as my claim for charges minus interest is £4728.

 

I am claiming for 3 a/c's with HBOS, would i be better of doing individual claims for each account to keep it under £5000. :confused:

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hi clauds,

 

Firstly, calm down. It is not a deadline it is meerly a chance for them to settle out of court. It is your time line, and if you go over it by a few days then what the heck...no harm done;) It's better to be spot on, and have everything correct, then to rush and regret it later on...as mistake after issuing coourt proceedings can cost money, and on this site we are in the business of reclaiming money not losing it:)

 

Due to the level of charges (inclusive of interest) you will normally, after completion of your allocation questionnaire (which is a form which meerly allows the judge to decide what 'track' to put your particular case on) be allocated to what is known as the Fast Track or multi track, simply 'cause it is over the £5k threshold.

 

Have a butchers at the hmcs website Her Majesty's Courts Service - Home forms and guidance notes for EX305 fast track and multi track. This should help to clarify things.

 

I have seen somewhere in another case, where the judge wasn't too happy on them splitting each account into individual claims, so in answer to that, I'd say it's best to put the three together, but obviously detail them seperately with individual schedule of charges and tally them up at the bottom.

 

As for claiming £6300, it's a walk in the park, a little more for the banks to fight over, but we all know the result in the end!!!!!

 

Hope this helps.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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I had 2 accounts which came to that total roughly. I did mine seperate, but that was because i didnt want to get mixed up with them.

 

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Thanks for that. Wasn't sure whether to split them or not but I'll take your advice and do one claim with separate schedules.

 

Also do i make the cheque payable to the local county court? can't find this info anywhere

 

Yep.

 

Good luck:)

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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