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Claiming in Scotland against Lloyds.


mel9471
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Hi Folks,

Hope someone can help!I've posted the first letter to Lloyds requesting payment and after 2 weeks was sent the usual standard dross back.I then sent another letter threatening court action.I've heard nothing this time.I am owed nearly 3 grand in charges.I realise this is too much for the small claims court.I was thinking of going straight to the financial ombudsman? Is there anyone who can advise?

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Hi mel9471

My advice would be to file your complaint with the FOS

your complaint and the ombudsman - our consumer leaflet

 

You can also try to phone the bank and let them know that you are about to file your complaint and see if they are willing to settle.

 

Cheers

Advice given is purely my opinion, and is not based on any legal training.

BOS Credit Card...........................Hearing Date 07/02/07

Full Settlement..............................13/02/07

BOS Bank Account .........................total charges £8,655.92

1st offer..............................................£1620.00 01/12/06 Rejected

2nd offer.............................................£3255.00 03/01/07 Rejected

Summary Action victory.................£1499.02 22/03/07

Full and Final offer............................£7,200 19/04/07

Pict...............

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hi mel, you can claim using mcol if you have an english address you can use, i used my aunts address and she forwarded the letters to me ( only two letters) i found this fairly straighforward and it is another option for you, best of luck x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Hi,

 

i am at the same stage with lloyds. I sent the first two letters and only got back the tcs letters. I phoned the FSO and they sent me out a pack to complete and also sent back a photocopy of everything i had sent and received from lloyds by recorded delivery that was on the 29th of march and i called yesterday and the lady said they are just about to start work on mail received the start of april.

 

I am claiming back £2000. In the letter to FSO i also added the 8% as we should be entitled to this as it is not our fault scottish small claims is only upto £750.

 

Good luck and i hope this gives you some encouragement.

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