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    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
    • ROFL - dont get upset just because someone (quite a lot of someones) dont want smart meters - well unless you get paid for it .. in which case ...   I assume you haven't been with Octopus long enough to be on one of the very long fixed price tariffs they offered before the prices went bonkers .. and that you dont use your electricity in the evening/lunch time if you think the 'agile type tariffs are good value .. let alone worth installing a smart meter for - high price a good disincentive for an evening cuppa eh? Let alone all your computer/tv etc time in the peak price evening or lunch time. - and boy do those peak prices instantly hammer your bill when those Russian and middle eastern issues kick off.   I would only have considered a smart meter if solar panels had been an option for me - but roof is oriented completely the wrong way. Oh - and My opinion hasn't changed since the smart meter trials 40 years ago, because neither have the issues (well not enough) but I'm happy for you. Be happy for me.
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overflow v Halifax


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HI Guys

 

Quick update. I rang Courts up AGAIN today to see if there was any movement on my claim .

 

No joy, the lady told me that they havent had anything back from my local Court as yet , but, maybe tomorrow or Monday.:(

 

Ive just come back from my daughters and she has a claim in , gone for Judgement by default and when she rang about hers earlier on this morning she was told all claims are being stayed:???: .

 

Her Court is the same one Im going through and yet the lady I spoke to knoew nothing of this.!!!!!!!

 

What the hell is going on. Seems to me the courts are getting just as bad as the banks for not knowing what their left hand is doing.

 

Have to wait till next week to se if I get any response from Court.:evil:

 

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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You have to remember when you ring the courts, you are just getting a desk clerk.

 

So that could explain it. :rolleyes:

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ho Overflow:)

 

sorry to hear you still getting passed from pillar to post :( ,, hopefully you will hear something in near future . No change here either still awaiting to hear whats happening ,, think OFT and banks had some kinda meeting either yesterday or tomoz but not sure hopefully we will hear something about it . Still keeping my fingers crossed for You :)

 

take care :D

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HI Guys.

 

I suppose your right SSL but its so b****y frustrating to not really know whats going on.

 

I think the date for some news about OFT was today wasnt it. Seem to remember the 28th being bandied about in a few threads.

We'll have to keep our eyes out in the papers or on the news. LOL

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Overflow, old friend, see that you are still getting the run around. congrats on getting shiny!!

when I phoned court to see about getting the date of my hearing changed, they did not seem to impressed, but told me that I must apply to court manager in writing, and have a very good reason for request. So I am not holding out hope of change

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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HI Guys.

 

Rang the Court up earlier on and asked about the claim and was informed that it had been passed to the bailffs in Halifax and if I wanted more information to ring them.

 

Just rang the Halifax court now and I was told that if it has gone to the bailiff then Ill have to ring back tomorrow before 10 as they go on their rounds then.

 

Im keeping my fingers crossed that I am getting a little nearer to the finishing line. My only concern now is that the Halifax might request it to be set aside when the bailiff contacts them. Does anyone know if they can still do this even if the enforcement has been passed by the Judge.

 

Getting really nervous now, so near and yet so far.:o

 

You all know what Ill be doing at about 2 mins passed 9 tomorrow. LOL:lol:

 

Regards :-)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi

 

Well got a letter today of the local court to inform me the warrant was issued on 28th Sept and will be executed in the Halifax Court.

 

 

I rang the H/fax court up (before 10) LOL.

 

Spoke to the bailiff who is dealing with my claim and he was a wee bit miffed to say the least.

 

Not with me, but with my local court for telling me to ring him today.

Apparently my case only arrived on his desk this morning so hes not had chance to do anything with it as yet.

 

He said that he wished that the courts would tell people not to ring him untill at least a week from the date the warrant was issued as hes got loads of people ringing him and not getting enough time to sometimes even look at the warrants before people ringing up to make enquiries.

 

So I told him I appreciated the fact that he must be inundated with work and asked him when it would be best then for me to ring again to check on progress.

 

He said if I were to leave it for at least 3 weeks then ring he should have some definate news for me.:eek: . Oh well didnt want it for my hols anyway. (SO NOT TRUE) lol.

 

I asked if he thought that there might still be a chance of the bank asking for it to be set aside.

 

He replied that there is always the chance of them doing that. Even though in the past they have nearly always paid up once the warrant has been issued , but, he said that more and more now they are asking for them to be set aside, and that its due to the pending outcome of the OFT case.

 

Just have to be a little more patient for a while longer I suppose.

 

" All things come to he who waits"

 

I SO HOPE THIS IS TRUE:lol: .

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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So back to sitting on thumbs is it Overflow. Starting to get a trifle tedious now isnt it.

 

 

So when are your Hols? at least you will be able to chill out by the pool and catch some rays!

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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morning Overflow :)

see Your still hanging around waiting ,, me also not heard a dickie bird , ahh well least when you go on holiday you can try and forget whats going on here and,,,, maybe there might be nice suprise for you on your return :)

 

all the best xoxo

  • Haha 1
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Is your zimmer waterproof?

 

zimmerktm.jpg

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

HI Stone

 

WOW thats great. Didnt realise you had a custom made one , pity I cant borrow it, just the job for scuba diving in the pool.:lol:

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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HI Stone

 

WOW thats great. Didnt realise you had a custom made one , pity I cant borrow it, just the job for scuba diving in the pool.:lol:

 

 

 

It`s not MINE !!!! m2hmad2.gif Although I do believe a lump of concrete tied to the ankles is just as, if not more, effective Mafia2.gif

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Share on other sites

AAAAWWWWWW Stone

 

What are you tryin to say.:(

You'll miss me when Im gone, whos gonna take the michael then.:lol:

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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HI Guys

 

Just popped in to say no news yet but then I wasnt expectin any.

 

Update again in 2 weeks

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Just push off on your hols and stop hanging around here.

 

oldfartconvention.jpg

Have a great time and chill out and come back refreshed and ready to get going again

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Dear all,

 

I am here:

 

"If the bank fails to supply you with your data within 40 days then you should complain to the bank. Give them 7 days to comply and tell them that you will begin a complaint to the Information Commissioner and also that you will begin a County Court action under the Data Protection Act.

If the bank does not respond to your 7 day warning then begin your complaint and start your action."

 

I sent them the letter to tell them they've got 7 days last Monday (had confirmation of receipt by phone). Should I give them 4 days extra due to postal strike?

 

PS: I have already reported them to the Info Comm.

30/07/2007 Request sent, including £10 cheque(Special Delivery)

 

03/08/2007 Receipt confirmed by telephone (spoke with A.G.) and on Royal Mail Track & Trace. Cheque processed (on statement)

 

28/09/2007 (40 working days) Called branch I was advised that A.G.does not work at branch and letter wasn’t received (So how did they process cheque?!!)

 

02/10/2007 Sent LBA (reported them to Information Commissioner)

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Hi Riezem, welcome to CAG.

First off, have you created a new thread of your own on the Halifax forum, if not, please do, as we can then follow you on how you get on with your claim, & there is always someone about who can offer advise whenever it's needed; here's a link for you to follow halifax-bank-bank-scotland. Just on click this link & then "New Thread".

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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  • 3 weeks later...

Hi Guys.

 

Just to update, when I got home there was a letter waiting for me from the banks legal dept.

 

They inform me that they have noted I have obtained a judgement in default , and that they will be applying to the court for an order to set aside the the judgement and for an order to stay any action on my judgement untill the resolution of the banks proceedings with the OFT.:mad:

 

I am cheesed off to say the least.

As this letter has come from their Legal Services does anyone think I should be worried?

 

Im planning to phone the bailiffs office tomorrow and find out what is going on, so much for me coming back to a nice suprise eh!

 

Any advice would be welcome thanks.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi overflow, glad to "see" you back. Hope you had a great time. Sorry you got back to bad news, I think it's something for ssl to advise you on, I'm sure she'll be calling in to "see" you later.

 

  • Haha 1

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Hi old friend,

ththOLDFRIENDSARETHEBEST.gif

Good to see you back off your hols, Hope you had a great time. rotten news to come back to, I would ring bailiffs in morning to see what current state of play is, and wait until SSL pops over with her words of wisdom, as Ja-de says.

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Hi Guys.

 

Thanks for the advice which of course I will follow.

 

I will ring the bailiffs office first thing later on and see what they have to say.

 

I thought that they would have written to me tbh, especially if the bank has asked for it to be set aside. Arent they supposed to keep people up to date with info like that?

 

I guess they must be really busy then LOL.

 

I did have a great time, the villa was fantastic. One drawback though, Ive developed muscles in my legs like POP-EYE. The ramp leading up to the villa was about a 1 in 3 and then there were 4 lots of steps to climb:eek: but the vista was absolutely breathtaking.

Weather was great, 1st 3 days rain but warm then really hot. Ive come back looking like one big freckle. :lol: .Thats the only fault being a red head.

 

Glad to be home though, Ive missed all you guys.

 

Regards :-)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Overflow, Im glad you enjoyed your hols. Well earned. ;)

 

You should contact the courts to see if the have actually applied this, if not then contact the bailiffs to see what they are doing.

 

If they have applied this you will recieve a letter from the court.

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Hi SSL

 

Thank you for replying. I appreciate it.

 

I did ring the bailiffs office today but the lady told me to ring again tomorrow as its the Bailiff Manager who will be dealing with my case and he wasnt there today.

 

I will ring again though tomorrow and also ring the court as you suggested, I wouldnt have thought to ring them at all, I thought that the bailiff had the final say now. See, I'm still learning all the time being on here:lol: .

 

If they have asked for it to be set aside then I think I will put it to bed till the OFT case is over. Ive had some good advice from someone we both respect, I think you will know who I mean.

 

If there is one thing Ive learnt on here its to listen to other peoples opinions and experiences, and take their advice on board.

 

There are people on here that I really value getting advice from, yourself included. Thank you once again.

 

I will post the result of my phone call tomorrow, so fingers crossed.

 

Regards. :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi overflow

glad you had a good holiday just a shame you did,nt come

back to some better news but like you say the advice you

get on here is brilliant and you cant go wrong i learnt that a while back fingers till crossed for you

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Hi Tilly.

 

It is a shame but Ill know more news tomorrow, I hope.

 

Ive not had any notification yet off the Courts so you never know , the bank could be blowing hot air.

Best to wait till I know for certain isnt it.

Im cheesed off about it ,of course but, if thats the way it goes then thats the way it goes.

Im not giving up but after all whats the point of throwing good money after bad, especially when I cant afford it.

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30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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