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Ridiculous RFS Charges


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I am considering reclaiming charges RFS have charged me in the past for late payments, admin fee's etc. But I don't know if it is possible to reclaim these charges. Does anyone know? If so, where do I get the templates and is the process any different than the bank process? Do you still send the £10 & DPA letter?

 

Thanks :)

Northern Bank Ltd.

19/08/06 - Data Protection Letter Request.

26/09/06 - Statements received (October 1999 - September 2006).

13/10/06 - Letter requesting refund of £643 charges sent.

30/10/06 - Letter Before Action sent.

13/11/06 - Refund of £224 Offered. Offer Refused.

11/12/06 - Court Claim filed against NB.

21/12/06 - SETTLED IN FULL - £784.36.

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Hi Lord my daughter has an RFS loan which has had £600 charges on it for late payments. please let me know how you go on as i will start a claim for her. If anyone knows where i should write to to ask for account details would be grateful.

thanks

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Hi Lord my daughter has an RFS loan which has had £600 charges on it for late payments. please let me know how you go on as i will start a claim for her. If anyone knows where i should write to to ask for account details would be grateful.

thanks

 

 

the address they gave me the on the phone was

 

Capital bank

3rd floor

charterhall house

chaterhall drive

chester

ch88 3an

 

they said address to collections dept but im not so sure that is right?

anyone know?

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