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need small claims help for credit card, Scotland

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i've already claimed back my bank charges (£2000 + £1000 interest), i did this by using two summary cause summons.


so now i thought i would try and claim back my mastercard charges, £550 + £148 interest. I've already sent the L.B.A, deadline was today so looks like i have no alternative than going down the court route again.


This time i need to use the small claims court as i am only claiming £750. My query is i'm not entirely sure what to right in section 7 of the form1b (details of claim).


So would be great if someone with experience of claiming creditcard charges through small claims could give me some pointers.


Thought i would be pretty calm claiming these charges back as i've had the two successful claims already but i feel more nervous now than i did with my first claim.


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Hi, Detones.


Well done with your other two claims. With your small claim, in section 7. I put exactly what I had in my small claim against BOS, the only bit I changed was the "charges as notified" instead of...(levied if a cheque or direct debit payment was returned unpaid because the specified overdraft limit had been exceeded) I put (levied if a payment on the account was late or a specified credit limit was exceeded). This account was with Capital 1 and they paid up two weeks after they received my Summons.


Best wishes with your claim.






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