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I recently recieved a letter from moorcroft debt recovery, regarding an old ntl bill,

Sent them a CCA request on 06/04/07, which they recieved on 12/04/07 (recorded delivery)

This morning I recieved a letter stating that as I had not contacted them they are to pass it to their home collection department if they have not recieved payment by 20/04/07 (this letter is dated 13/04/07)

Is there a template for a letter to stop them from sending a home collection representative round, im sure ive seen one somewhere

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This is a stalling tactic. Ignore it - they will default if they don't comply with the CCA. Just sit tight and wait! :)

Egg/CapQuest 2 - CCA sent 12/04/07 ****RESULT****

Barclays Bank/Lowell 1 - CCA sent 12/04/07 ****RESULT****


Halifax/CapQuest 1 - CCA sent 12/04/07 SD issued ****WON with COSTS****


Barclaycard/Cabot - CCA Sent 12/04/07 Unenforcable Application Form

Smile/Lowell 2 - CCA sent 12/04/07 Unenforcable Application Form

NatWest/Fredrickson International - CCA sent 12/04/07 No Reply


Halifax/1st Credit - CCA sent 17/04/07 No CA but Threats from 1st Credit & Connaught! - Still Nothing but still chasing!


Student Loans Company/CapQuest 3 - CCA sent 11/06/08 - No Reply.

Lowell 3 - Ignored them went over their heads to Capital One


Halifax - S.A.R - sent 17/04/07 Completely incomplete!

Halifax 2 - S.A.R - sent 11/06/08 - Scant Info

Capital One - S.A.R - sent 11/06/08 - Scant Info

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Hopefully someone with more knowledge will come along and verify, but it may be that a CCA does not apply here as it is a phone account. Mobile phone accounts dont have them.

"Some of the biggest men in the United States, in the field of commerce and manufacturing, are afraid of something.


They know that there is a power somewhere so organised, so subtle, so watchful, so interlocked, so complete, so pervasive, that they had better not speak above their breath when they speak in condemnation of it."


Woodrow Wilson, President of the United States.

Change the US for the U K... do you think he meant CAG?! :wink:

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