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Help Reclaiming charges from lloyds.


whatday
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I've sent the first letter to llyds tsb and had a reply to-day. I'm claiming charges back for my son for the charge made when he went over his overdraft limit, £30 each time. Lloyds say these are not default charges but they are the prices for the services they provide in these situations, all they did was to sent my son a letter telling him he had gone over his limit. should I send another letter or have we had it?

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Send your letter before action. These are simply delaying tactics which all the banks are using. List your full claim details in a thread and the kind people will give you advice on how to pursue your son claim. Don't be put off by the banks and you will win.

Good Luck

Advice given is purely my opinion, and is not based on any legal training.

BOS Credit Card...........................Hearing Date 07/02/07

Full Settlement..............................13/02/07

BOS Bank Account .........................total charges £8,655.92

1st offer..............................................£1620.00 01/12/06 Rejected

2nd offer.............................................£3255.00 03/01/07 Rejected

Summary Action victory.................£1499.02 22/03/07

Full and Final offer............................£7,200 19/04/07

Pict...............

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