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capitulation from MBNA


Guest louis wu
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Guest louis wu

Hi all,

 

Are MBNA becoming pushovers all of a sudden?:???:

 

I have concentrated my efforts with Abbey (2 claims) and Lloyds for just about a year, so didn't have time to worry about MBNA until a few weeks ago.

 

After getting my statements, I worked out I had a smallish claim under £1000. I sent my initial letter, and recieved a cheque for about 1/3 of my total claim as full and final settlement, which I accepted as partial payment only. I then sent my LBA about 2 weeks ago and went on holiday, only to come home to find a letter from MBNA saying tht as a gesture of goodwill they will refund the lot:) , minus £15 they disputed.

 

I am now awaiting my cheque, and although its tempting to go for the £15, I think I will leave it, as I now have started on Nationwide and a couple of the wifes store cards.

 

Louis

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Hi all,

 

Are MBNA becoming pushovers all of a sudden?:???:

 

I have concentrated my efforts with Abbey (2 claims) and Lloyds for just about a year, so didn't have time to worry about MBNA until a few weeks ago.

 

After getting my statements, I worked out I had a smallish claim under £1000. I sent my initial letter, and recieved a cheque for about 1/3 of my total claim as full and final settlement, which I accepted as partial payment only. I then sent my LBA about 2 weeks ago and went on holiday, only to come home to find a letter from MBNA saying tht as a gesture of goodwill they will refund the lot:) , minus £15 they disputed.

 

I am now awaiting my cheque, and although its tempting to go for the £15, I think I will leave it, as I now have started on Nationwide and a couple of the wifes store cards.

 

Louis

 

Well done Louis, could you confirm that the claim included Contractual interest?

 

I love that bit "wife's storecards", isn't it always the way???!!:rolleyes::-D:-D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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:( they just don't like us Corn.

 

Nah!!! They just love a challenge!!!:rolleyes::D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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well what with you and your shotgun, and me fluttering my angelically devilish eyelashes at them - they must be a bit confused!!

 

LOL!!!! :D:D:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Guest louis wu
well what with you and your shotgun, and me fluttering my angelically devilish eyelashes at them - they must be a bit confused!!

 

That may be enough to put me off my claim.....so stop it:D

 

Hey, we love you really, and my wifes good enough to me to have the odd bit of internet shopping.

 

As to the contractual interest, sorry to say I was a coward and went for the standard 8%, partly because I am moving house, and partly because I have a few claims ongoing at the moment, but mostly because I started my claim without knowing enough about CI and I am the type of person that really has to know what I am doing, and the arguments involved, and that wasn't the case this time.

 

Louis

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