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Strictly Without Prejudice


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Friday i trotted off to the Court with my AQ and cheque for £100.


In todays post, a letter dated 11.4.07, from SC&M arrived.


Obviously I cant tell you what it said (lol) but they want to pay up.


My queries - should I phone/write and say yes but now its an extra £100 for the AQ fee;


the 8% interest was calculated up to 28.2.7 - should this be calculated to todays date, or is that being greedy!:???:

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Hi Chloecharm :)


Do you mind if I ask you how much was your claim for?


The reason being that it seems (from what I've been reading in here lately) that Lloyds are wanting to settle at the AQ stage rather than when they are about to go to court.


I've sent my AQ last Thursday and am interested to know if they are paying up at this stage depending on the sum being claimed.


I assume you should be able to recover your AQ fees. :confused:


Flower :)

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When did you pay the court? The cheque may not have been banked yet, phone them they are normally very helpful. If it has been banked, then accept the Bank offer conditionally, i.e. advise them you will not advise the court that the claim is settled until you receive interest and AQ fee refund as specified.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!



NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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my claim was £3283.39 depending on whether the 8% should be to the date of MCOL or later.


A helpful lady at the court offices said dont stop now but make the £100 AQ fee part of the settlement - i've already found a letter on here to make my own settlement letter, who would want to agree to their terms?


Nearly there! :)

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My claim is for less but within that region...will have to wait and see whether they will settle at the AQ stage or at a later stage.


Yeap, sound advice...the settlement should be on your terms and not the bank terms.


Good luck :)

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If anyone can help, I'm still pondering over whether the statutory interest (which is a daily rate of 65p (wow!)) should be added up to the date of their letter of offer - the 11th April, or the date of MCOL - 28th February.


And while I'm here..... a big thankyou for everyone who writes anything! Every thread I read helped spur me on during the times when I was thinking "maybe my case isn't the same and I should give up".

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  • 1 month later...

Well, at long last they paid up! :D :D


I've done my donation, but do I need to tell a mod (I dont think I ever told one that I had started a claim)


.. and I've lost track of where I saw a letter to tell the Court that its been settled - can anyone help?

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