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Early settlement - Firstplus


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Hi,

 

Can anyone give me any advice about Firstplus early settlement charges. I have only had the loan for 5 months, the interest rate has gone up twice, adding £40 to my monthly payment, and I have now been told that to settle the loan, I have to pay £150 admin fee plus two months interest as a penalty for settling the loan early.

 

Is this right? I owe more than I originally borrowed only 4 months ago and have paid nearly £1000 in payments to them.

 

Any advice anyone?

 

:mad:

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They have the right to charge this amount. However you can claim the admin charge back.

"The only thing that interferes with my learning is my education." Albert Einstein

 

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Hi Scattercash,

Welcome to the forum.

 

Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

use the template letters in order Stick to the timetable in there.

 

LINKS....

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

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