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andromeda411
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hi all.

 

we had an agreement with fortis lease in connection with hire purchase on a car. in august last year we purchased a new car and and because we had paid more than was required we wrote to fortis to state we wanted to hand back the car which is our right to do.

we cancelled the direct debit to them.

now we have paid no more for the car since aug last year and the car is still sitting outside our house. after many phone calls they just do not want to pick up the car which they are supposed to do.

the car is now declared off the road.

can anyone give me any advice as i am fed up trying to be civil with these people.

 

andromeda411:???:

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  • 1 year later...

Help Fortis Lease!!

 

I have an agreement with Fortis Lease and I am currently 3 months in arrears. I bought a new car via a firm called buyacar.co.uk the deposit and fees amounting to £4k. However the lease purchase agreement is with Fortis lease who sent thru the finance agreement it was not until this point I knew of them. I reckon they received a `secret commission` from buyacar.co.uk. I have had my agreement audited and they have found some errors in terms of the interest payable doesnt tally. I now have a dilemma and would welcome any advice. I havent paid any payments for 3 months and I realise if I go 4 months into arrears I will get adverse credit recorded and potentially court action/repossession/debt sold to a debt collection company or all 3 will ensue. Part of me wants to call their bluff and see if they are prepared to go the whole distance to court etc because if I do have grounds for a good case they could back down. However I am also concerned about the adverse credit etc etc. Currently my arrears total £510 and I just havent got it and I had a phone call today from a particularly shirty Fortis Lease Rep demanding the arrears be repaid.

I would really appreciate any practical views and advice please.

 

Kind Regards,

Billy Goat Gruff

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