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Copy of your credit agreement under the Consumer Credit Act 1974 - Way to go?

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im a newbie... does the Consumer Credit Act 1974 apply to americans???

 

also i see where the fee is under the statutes but what does that translate to in us dollars?

 

(sections s77 - 79 of the Consumer Credit Act 1974) and fee of £1).

 

thankyou for your time

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