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    • Sorry I didn’t think to come and update this.    So the outcome was that he went to court. Apparently the judge told the landlord off for not sending a letter before action but did nothing about it. He didn’t accept all the damages the landlord claimed, and told him off for accusing my friend of deliberately and maliciously damaging anything, and he awarded him small amounts of the damages he claimed for. The landlord had also made an awful lot of things up that never existed and accused my friend of stealing them, and the judge didn’t accept any of those claims.   However, I’m back asking advice now. So he made an offer of payment via the court forms, sometime before Christmas and straight after the hearing. The landlord didn’t reply so the court accepted the payments.  My friend has been paying the £10 a month each month. Then a couple of days ago he had received a letter from court with a hearing date in a couple of weeks, and a very irate letter from the landlord saying that my friend has consistently lied and that nothing he says should be believed, and that he wants the bailiffs to be called on him and that he absolutely refuses the payment plan. The letter is marked as received by the courts in December and this is the first that’s been sent since then. My friend and his wife are now panicked, what does this mean? And can they now get bailiffs sent round? He earns an ok wage, which somehow the landlord has referred to in his letter, but he equally has a lot of expenditure and can’t afford to pay any more. What will happen at this hearing and can they send out the bailiffs just because the landlord wants them to?    I have no clue what to advise him, can you help at all please?
    • Thanks Bank – I took your cynicism / experience on board and responded thus: Thank you for your response Mr Schnur  I set out my position quite clearly in my letter of claim and nothing has changed. Your insurance requirement is unlawful and is contrary to section 57 of the Consumer Rights Act, and also section 72 of the same statute. I would also refer you to the outcomes in PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729).  My deadline for action - 1 May 2024 - still stands.
    • The other thing is that you are making a big mistake imagining that they are at all concerned about wasting court costs et cetera. They are only concerned about being obstructive and discouraging others.  
    • I have dad's last will from 2019 which mentions the trust. I am in the process of going through probate as the only thing that needs probate is a couple of shares he has (under £3000).  Speaking to my brother and my dad's wife they wouldn't mind going with another solicitor if we need to pay extra for the trust.   
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Delboy against The Woolwich


Delboy01
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flossylil I think they have 28 days to file their defence

 

See here

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

if I read that right........

 

With me it was 4 days before their time is up

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Hi Delboy! (watching your thread as usual!) You know i've went down the MCOL route, well it states the woolwichs defence dated 20/2/07(thats the date i started proceedings) I haven't recieved my AQ like yourself and i'm in a bit of a pickle was the woolwichs defence date the same date as you started proceedings? I dont know whether to contact MCOL or not? I think I should have recievd AQ like yourself. How long have you got to send back AQ?

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  • 3 weeks later...

I am aware of someone who has dealt with the Woolies only by telephone who has been sent an offer 95% of what they were claiming, no court procedure in fact I think no letters anyone else heard of this?

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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now now bookie i may have had a glass of coney hall cuvee, but spoke to someone in Barclays, mentioned the above, and they said that is another department dealing

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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yes hi there, I have a friend who rang the Woolwich recently and was offered £1,000 within the next five days, no paperwork, no court costs etc. In all honesty I pressume they were more than happy to pay out as she had added up all hers charges and then included 8% on top of that, so the banks were obviously going to take the cheap option!

SN

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I have been told this case is going to the Mercantile Court, (AQ handed in advised not required as prob going to Mercantile...) I have read some of the threads on Mercantile section, but havnt come across any thread regarding the procedures from here in, is there a procedure thread?

 

Court bundle.... have been advised bank will settle 3 weeks before court date. so hold fire? or will there be a preliminary hearing then a court date? when will bundle be required????

 

Also, is there a chance I will get an earliar court date thro the Mercantile (ie them bulking up cases) rather than if I had to go thro the CC?

 

So many questions... sorry people

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Have heard there is a hearing 8th May at London Merc think i may make that date?

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Hi Delboy01, Just found your thread, made interesting reading especially as I have started a claim against the Woolwich. However mine is for a joint account of £9K (do you think they may halve it so each will come within the SCC?) Sent LBA and received Full and Final offer today. Oh well on to the next letter. Will follow your thread to its wonderful, bountiful conclusion.

Magpie3

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Hi Delboy,

 

Long time!!!!

 

Gawd, arent Woolwich/barclays just flamin ghastly. Like bloomin ferrets!

 

Whats Mercantile Court??

 

Husband & I have 2 MCOL's for Woolwich & Barclays. One got in a defence at last minute & the other has until Friday to file a defence. A third claim (my own Woolwich one for Total of £6800 was filed with MCOL tonight - oooh-errrr!).

 

Soooooo, this mercantile court thing interests me??????

 

Hang in there Dude!

 

Best,

Electric:D

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Hi Magpie Welcome to my thread, Regarding splitting your claim. I think you should split your claim into two periods before filing if you want to go SCC and send a letter to the bank advising them of your intention. The other route is no biggy either, see here

 

Fast track and multi track

 

There are differences but cant remember what? DOH! Costs are one thing but read that above and it will help. two SCC are £120 each when you file. not sure bout the other tracks

 

GOOD LUCK

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Hi again EL if you filed on MCOL your claim will probably now be sent to a Mercantile Court and you prob wont now get an AQ

 

http://www.consumeractiongroup.c o....t-cases-stays/

 

Basicly your case could be lumped with loads of others in a Mercantile Court as County courts are getting fed up with banks settling before court dates so they set dates and herd the banks into making a lot of offers on / before these dates which they do!.

Nothing to worry bout really and may be a good thing.

 

Good Luck with all your claims

 

I will pop by your threads now and then if you pm me all of the links

 

Take Care

 

DELBOY

 

PS I spose your claim for £6800 will go fast track / multi track then?

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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  • 2 weeks later...

Hmmn Courts are slowing down Judge Brett has ordered the matter be transferred to the Mercantile Court, Admiralty and Commercial Registry at the Royal Court of Justice. (dated 25th April) but not posted until 4th May:(

 

I shall ring them Tuesday for a date

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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You may well find you are lumped together with a few others del,

I relation to your bundle i would get most of it printed out and filed correctley now, so you dont have to rush, remember the motto, Be Prepared.;) .

 

AL:)

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Thnx Al where you been????

 

Good to hear from you

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Share on other sites

Wow I have a Hearing at the London Mercantile for the 17th May..

1 Week Away

 

Can someone give me a quick resume of what happens now. I shall ring the Bank this afternoon

 

Dont Panic Mr Mannering !!!!!!!

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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Wow I have a Hearing at the London Mercantile for the 17th May..

1 Week Away

 

Can someone give me a quick resume of what happens now. I shall ring the Bank this afternoon

 

Dont Panic Mr Mannering !!!!!!!

 

All the best with that, Delboy.

 

Don't forget - "He who dares......."

 

Oh, and it's "Mainwearing" - by the way, dear boy.

 

Sssh - Don't tell him, Pike !!!

 

Bill :D

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Thanks ELECTRIC, your right, you wont have to wait long

 

I WON !!!!!:lol: :lol:

 

I have received an email offering me the FULL amount

 

faxed it back last night. Should get cheque Tues or Weds:o :o :o

 

 

Serious big thankyou to all the kind and well helpful and supportive people on here

 

"Together We Are Strong"

 

 

Almost blubbing up here writing this but thanks once again

 

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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CONGRATULATIONS:)

Son v Halifax settled in full £292

Another son v Halifax settled in full £30

Bigmama59 v NatWest settled in full £4739.69:)

Son v Halifax 2nd claim settled in full £130

Bigmama v Halifax settled in full £1125

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thnks mama an AL

 

Al thnx for your help and support mate

 

DELBOY

www.bellyup4blues.com Just Go There !!!

 

Woolwich Prelim Sent 5.12.2006 !!!

S.A.R - (Subject Access Request) sent 22.12.2006 (yeah I know)

16.1.2007 £1000 offer rejected

LBA sent 31.1.2007

N1 presented to Court 15.2.2007

Won / Settled 2 days before court date

£5200 plus int charges returned.

 

All and Leics S.A.R - (Subject Access Request) sent 22.12.2006

2nd S.A.R - (Subject Access Request) sent 15.1.2007

Statements received

Prelim sent 31.1.2007

LBA Sent 15.2.2007

Won £1500 on receiving court date..

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WAY TO GO DELBOY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

FANTASTIC!!!!!!!

I am sooooooooooooooooooooo pleased for you, & am beaming for you!!

 

But,..........blimey I didnt think it would be that quick!!;)

 

Enjoy every penny of YOUR money !!!!!!

 

Loves Ya loads!!

 

Electric:D

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