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Hi All,

I'm just starting the process so its all new and exciting, waded through all my statements on friday night and just filled in the spreadsheet and done the letter ready for posting tomorrow.

I'm getting a bit nervous because my friend was going on about the bank closing your account and you not being able to get another as you are blacklisted?? Do I really need to open another bank account before I send off the stuff, I know a few people already who have successfully got their charges back and nothing has happened to them. Can anyone give me some advice please........



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Hi Sam.

The banks can close your account at any time although closing an account in retalliation for reclaiming charges is very much frowned on and can result in them having to pay about £200 damages.

It is rare to have your account closed on a first claim although very common on a second claim.


It is worth opening a parachute account just in case. It doesn't mean that you HAVE to use it. Click on the following link.....




Good luck.

Regards, Rooster.

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