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I was reading the template letter when this part was puzzling me;



I calculate that you have taken £XXXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX .

I enclose a schedule of the charges which I am claiming with this letter



I don't understand the overdraft interest bit, is it the money they have taken in charges plus the interest you are claiming or is it more charges from your account what they have taken out over the years.

I don't think I have ever been charged overdraft interest as I don't have an overdraft!


I am sorry but I'm a little thick.:confused:

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The overdraft interest part is only if you are claiming overdraft interest. You can only claim interest on the actual charge and there is an advance spreadsheet in the library to help you calculate this. Please note that it is not the whole amount of interest taken as shown on your statement.

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