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Mindaugas VS Natwest. 2nd Case. **WON**


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Hi there,

 

I have already won the case last year. But unfortunately I had forgotton to cancel one direct debit. So, as a rule, they charged me for not having sufficient funds to cover direct debit.

 

And here we go, they charged me later , than once again. (in total 100 pounds) I am realy furious. I sent my Prelimenary letter on March 14, 2007 - no reply (as far as I live in Lithuania since 2006).

 

So I am sending LBA tomorrow.

 

But I want to make sure and find one thread or advise (I have seen last year :-| ) to insure that ALL THE EXPENSES incurred due to the process are reimbursed by Natwest after the hearing.

 

Does anyone remember a person he was charged 100, but claimed 500:) ? and won!!!

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Guest NATTIE

I would check with the bank because things have moved on since last year and claims are being settled before court. You may find that the claim has been validated and a letter will be on its way to you

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I would check with the bank because things have moved on since last year and claims are being settled before court. You may find that the claim has been validated and a letter will be on its way to you

 

Thank you for your advise Nattie, but if you say that my claim could have been validated, I would have already received the money into my account by now. I do check my account online every other day and the account is without money. So I will anyway send them LBA tomorrow.

 

when you say 'claims are being settled before court' you mean everything finishes before going into court procedures?

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Guest NATTIE

not correct. This is merely the term used. This is Customer Relations Unit putting a note on the account stating that they will be sending out an offer albeit outside of the 14 day timescale and usually the full amount, however it has been known for it to take as long as a piece of string.

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Guest NATTIE

Well, technically you should receive something within 21 days or a decision being made but not everyone seems to get the response on time. So after LBA and towards end of the period you have specified, give natwest a call, not just customer relations and see if a note exists on your account as to the amount of the offer coming your way. However remember IF the bank fails to follow timescale sue em or sue em anyway within your own timescale.

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  • 4 weeks later...

Dear Nattie,

 

I did not receive nor response neither my dough.

 

I am ready to get the show on the road and sue NW.

 

Though I live in Lithuania now, I still will do it, but I will need your guys help and assistance.

 

Remind me of the address to fill in and later to send by post (to be attached to the claim) the CLAIM TO THE county court or do you advise me to do it thru friend in UK?

 

Thanx

 

Gus

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I am about to fill in MCOL. I have got everything sorted out , just to fill in the payment details.

 

I will eventually finish MCOL on Monday.

 

So I will let you know about the outcome, and after it I will send the court a letter requesting for a refund of time and patience wasted :D

 

Because that is the second case to be won and want to give NW a real lesson and ask for 1000 pounds compensation for damn nerves ;)

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Good luck mindaugas........... time to play the waiting game now!! But don't worry - you'll win in the end!! Hedgey xxx :p

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  • 1 month later...

One week ago I received a settlement offer from rbs lawer trainee anne smth.

 

They offered full claim 150 pounds -which I accepted. They asked in the letter to keep everything in secret - dream on baby - I am going to file a claim now for the time waisted!

 

Because this is the second time I had to pull the bull on its horns:)

 

So I am gonna claim for 500 puonds - do you think its reasonable?:D

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  • 1 month later...

Thread moved to success forum.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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