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hi, i am new here. tried to read all your wonderful messages.

i just got my letter back from court saying that the bank (lloyds) is distputing my whole claim.

what comes next.

plus i just read that i could claim back from llyds more then 6 years. can i still do it?

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Morning Clapton,

And welcome aboard.

It is usual for the banks to defend the claim and you will soon (or should have) a copy of their defence. As Nanaman has said start a "battle thread" in the Lloyds forum.

Regarding claiming more than 6 years as far asI know it is possible but you will be arguing against the statute of limitations so the legalities are a bit different. cant give you any specific threads to look at but if you do a search (use the "search" button in the blue bar at the top of the page) you should find plenty of info.

There is a lot of information on this site so take your time and spend a couple of days reading as much as you can.

Here are a couple of links to get you started and I suggest you always keep them to hand.

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/24031-frequently-asked-questions.html

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

When you are comfortable start a thread "XXXX v Bank Name here" in the relevant bank forum as then people with specific experience of this bank can offer support and advice.

There is a lot of information to take in here so if unsure it is always best to Ask first.

If you need a quick answer to a question you could always try the chatroom as there are usually some very helpful people in there.

Very best of luck

BB

Any advise offered is my own opinion, and if in doubt, always seek clarification.

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