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    • One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
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GOT A COURT DATE? Important, please read......


GaryH
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Hi there

I have followed all the processes to the letter following this site, but I have my court day tomorrow - 14 June at 10.00am and I have received nothing through the post except a letter from them stating that they know I am going to court and that they will not seek to retrieve the £690 they have already given me. I submitted by court bundle at the end of April 2007.

I do not know how to link into my thread but its called: Lloyds TSB Defending.

Why are things never simple for me, I knew I would be the one having to actually go to court.

HELP!

Kitty x

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I have just double checked my court papers and it says:

 

Signed statements setting out the evidence of all witnesses on whom each party intends to rely shall be prepared and copies included in the documents mentioned at (a). This includes the evidence of the parties themselves and of any other witnesses whether or not the witnesses are going to come to Court to give evidence.

 

I dont need that right?

 

Kitty x

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Hi there

 

I have followed all the processes to the letter following this site, but I have my court day tomorrow - 14 June at 10.00am and I have received nothing through the post except a letter from them stating that they know I am going to court and that they will not seek to retrieve the £690 they have already given me. I submitted by court bundle at the end of April 2007.

 

I do not know how to link into my thread but its called: Lloyds TSB Defending.

 

Why are things never simple for me, I knew I would be the one having to actually go to court.

 

HELP!

 

Kitty x

 

Hi Kitty

 

Noticed you didn't get reply to your last post and your court date was today, just wondered how things went? Sooooo hope you got your money!!!

 

My court date is 24th July, so trying to get my bundle together.

 

Reading Rebel

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OMG I can't believe I missed this! I usually check this thread as soon as I see it in the subbed threads bit. Sorry kitty, I do hope it went ok.

 

But, why leave it until the last minute until you sought help??!!:rolleyes:

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi Gary

 

I did have my own thread where people were offering me advice, I just got a bit scared thats all! - anyway I have some great news! see a copy of my paste from my own thread earlier today:

 

 

Hi everyone

 

I have just literally got back from court and I have very good news.

 

The Lloyds TSB representative was there waiting for me which really put me on edge...however, she met with me outside the court to offer me full settlement of my claim plus the £220 court fees.

 

We then went into court, (there were about 20 people all in all, in the court being heard at the same time). Basically they had a list of people reclaiming their bank charges from First Direct, RBS, Nationwide, Barclays and Lloyds and all 20 of us entered the court room together.

 

The Lloyds representative then informed the judge that we had agreed to a settlement. She then had to go draw up what we had agreed which was £3,461.02 plus £220 court fees on a piece of paper.

 

The judge then ruled that he was happy with this and informed us that we will be receiving an 'order' from the court in due course in my favour.

 

I was then informed that I should expect to get the money within 28 days!

 

A very long and scarey process, but I am so thrilled at the outcome and thrilled that I was given support so much through this site that I had the confidence to turn up to court and present my case.

 

Thank you all so much for your support and wishes of luck, I hope this inspires many others to continue with this process, especially Amber Ellie, I am sure the same thing will happen with your case.

 

I shall report back when I actually receive the funds into my account.

 

Happy Reclaiming

 

Kitty x

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Brilliant news!!! Very well done.:D

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi Gary

 

I did have my own thread where people were offering me advice, I just got a bit scared thats all! - anyway I have some great news! see a copy of my paste from my own thread earlier today:

 

 

Hi everyone

 

I have just literally got back from court and I have very good news.

 

The Lloyds TSB representative was there waiting for me which really put me on edge...however, she met with me outside the court to offer me full settlement of my claim plus the £220 court fees.

 

We then went into court, (there were about 20 people all in all, in the court being heard at the same time). Basically they had a list of people reclaiming their bank charges from First Direct, RBS, Nationwide, Barclays and Lloyds and all 20 of us entered the court room together.

 

The Lloyds representative then informed the judge that we had agreed to a settlement. She then had to go draw up what we had agreed which was £3,461.02 plus £220 court fees on a piece of paper.

 

The judge then ruled that he was happy with this and informed us that we will be receiving an 'order' from the court in due course in my favour.

 

I was then informed that I should expect to get the money within 28 days!

 

A very long and scarey process, but I am so thrilled at the outcome and thrilled that I was given support so much through this site that I had the confidence to turn up to court and present my case.

 

Thank you all so much for your support and wishes of luck, I hope this inspires many others to continue with this process, especially Amber Ellie, I am sure the same thing will happen with your case.

 

I shall report back when I actually receive the funds into my account.

 

Happy Reclaiming

 

Kitty x

Well DONE,Kitty, did you include the Scottish Law into your bundle? I'm just printing off the Australian one with 90 pages x 2 and it is sooo long and drawn out.

NorthernWarrior

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Court day came today and a letter from the court saying that scams evidence was struck out, please put in a Judgement. Filled the form and gave into the court now just waiting for the money to go into the account. A BIG thank you to all CAG who posted notes, letters to help me, couldn't of done it without you. Thanks Potterlogo

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Well DONE,Kitty, did you include the Scottish Law into your bundle? I'm just printing off the Australian one with 90 pages x 2 and it is sooo long and drawn out.

NorthernWarrior

Don't waste your time with the full Aussie report. Its questionable whether the court would allow it as admissable anyway. The 3 page summary is more than adequate.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Court day came today and a letter from the court saying that scams evidence was struck out, please put in a Judgement. Filled the form and gave into the court now just waiting for the money to go into the account. A BIG thank you to all CAG who posted notes, letters to help me, couldn't of done it without you. Thanks Potterlogo

Excellent! Good job.:D

 

Remember to do the survey, and perhaps you may also wish to consider a donation;)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi Gary, Could i use your witness statement in my bundle for barclays and A&L? Is it the one on the first page?

 

Thanks

 

Jenny

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Yes, I think it would be suitable for either of those two - especially A&L.

 

Take care to modify to suit though, removing any references to Lloyds, etc.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Don't waste your time with the full Aussie report. Its questionable whether the court would allow it as admissable anyway. The 3 page summary is more than adequate.

Ooops! Too late, it's done! The Australian National Bank used to own the Northern so I as i have printed it all i might just as well send it in?

NorthernWarrior.

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Yes, you can - amend to suit obviously, but they defend on the service charge basis as far as I'm aware so most if not all of it will be relevant.

 

Aussie summary -

 

http://www.consumeraction.org.au/downloads/DL29.pdf

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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i, im not sure if this letter means i should turn up in court or if i just need to send the info they ask for could you take a look

before deputy district judge roozw sitting at bradfor county court, the law courts, exchange, bradford

upon the courts own mention

it is ordered that

1. by 4.00 pm 6th july the claimant do file and serve the defendant the following further information;

a. on what dates did the defendant levy the charges complained of

b. how much were they

c. whaqt reason was given ( e.g. unauthorised overdraft)

d. was the amount charged in accordance with the defedants terms of business at the time it was charged

e. what does the claimant say a fair charge should have been

f. how does the claimant calculate that a fair charge

2. in default, this claim will be struck out .

3. on compliance this file will be considered further by a distric judge and further directions given

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I've got something which'll do nicely for that - I'll come back to it tomorrow.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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has anyone noticed how this thread is running so smothly, everyone gets their questions anwsered within a quick period of time, whether they are lloyds clients or not. There are no arguments or slagging each other off as in other threads, just everyone one getting to know each other by helping and supporting each other along the way, it's sooooo nice to read, I enjoy reading this particular thread and getting to know different people through their posts

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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