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Changing interest on spreedsheet


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We are currently working with a spreedsheet calculating charges at 8%, we now wish to change that rate to 29.8% but seem unable to amend the spreedsheet. Can anyone advise us where we are going wrong as it keeps reverting to 8%.

 

Thanks Lynn

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HI i want to check something .thing iam wrong here but cant i use the simple spreadsheets frop contractual interest and just change percentage figure to whatever the borrowing rate is so spreadsheets works out the interest at that rate on charges.

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HI i want to check something .thing iam wrong here but cant i use the simple spreadsheets frop contractual interest and just change percentage figure to whatever the borrowing rate is so spreadsheets works out the interest at that rate on charges.

 

No because the Contractual Interest is calculated in a different manner to statutory. You need to use the spreadsheet Ian has linked you to above.

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Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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