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    • Hi, I am a local authority tenant and was in a 3 bed house. At the end of last year, my last child moved out and so did my spouse as we are now going through a divorce which meant that I was in the house alone and decided that I needed to downsize not only for myself but to offer the property to a family that needed it. I registered on the local authority housing bidding site as i was asked to do and I was accepted and given a priority banding as I was downsizing and they were desperate for my house. I have been extremely lucky and after about 6 weeks was accepted for a new build from a housing association via the housing gateway. I viewed the property 2 weeks ago and had to sign the tenancy last week when they were doing bulk signups for the houses and that is the day I moved. In between viewing and sign up, I contacted my current local authority landlord and asked how I give notice as I had been accepted for a property I had bid on and was moving.  The lady told me how to do it online and then said that I needed to give a full weeks notice which wasnt a problem as I had enough time.  (I was also told a weeks notice was what i would need to give by another staff member about a month ago when I phoned up for another housing related question.  I dont have any of this in writing.) I have now moved, handed back the keys and I am now being told that I need to give 4 weeks notice which I cannot afford. I hav e spoken to the council again explaining that I was told a week and that to be honest, if I knew they were going to charge me 4 weeks I would not have been able to move and would have stayed in the other house.  I thought I was doing the right thing. They said that calls are recorded and they asked me when I called in and was told a week and they would listen to the telephone conversation and if it was correct what I was told, they would see what they could do to reduce the notice period. They have now emailed me back and said that they have listened to the conversation and the lady said 4 weeks notice and I am liable for 4 weeks rent.  Now I may well of misheard her when I thought she said a full weeks notice she may have said 4 weeks notice but I am sure she said a full weeks notice and i was told a week by another member of staff a few weeks ago. I have emailed her back and said that I may of misheard but I would like to listen to the phone recording myself.  As yet they havent responded. I think its unreasonable for them to make me give 4 weeks when I had to sign the new tenancy with little notice or loose the property.  And it was all done through their gateway, and they will have a tenant in there pretty much straight away getting rent from them. I am on a very low income, I am on my own, I have serious medical issues and I am really getting myself stressed out over this. Any advice would be so appreciated.  Can I insist they let me listed to the recording? RH  
    • Susan Crichton is at the Inquiry today. She seems to have trouble remembering a lot of things but seems to find it easier if it's something that shows her in a good light.
    • Send them a letter of claim straightaway. No point hanging around. Given 14 days in the letter of claim and if they haven't paid you by then, issue the claim on day 15. The amount of time is more than adequate for them to get going. Post your draft letter of claim here. A look at. Then log onto the MoneyClaim website and start preparing your claim and post your particulars of claim here for us to have a look at. Don't bluff. No point in it.
    • That's what we thought, but the store manager is inferring that, as the jeweller we used was not a member of the NJA, no one  would give what he said, any credence. The Jeweller we used is in fact, a long established, well respected company, with 2 store and rather than just being a retailer, they craft the most exquisite jewellery inhouse!  I wish my Fiancé would have bought from them rather than H Samuel! Do you think we do need to get another report from and NJA accredited Jeweller ?
    • Really pleased that you won. UKPC know that you have supremacy of contract but still they persist because so many motorists blindly pay them.   Muppets.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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morteee v A&L/MBNA card now with DLC


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last financial transaction by YOU was?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

no my fellow siteteam member whom attempted to hijack your thread ....hehehehe.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I meant I still have to hear from either DLC or Clarity on this matter!

 

 

mind you seeming as they are saying there was no default notice issued (which I have in writing) but there WAS a default on my credit record for 6 years coupled with the fact I have a written admission that the only documentation they have sent me is a copy of the APPLICATION form I think they may well have given up :D

 

I love thick customer service managers :D

claim v natwest WON!

 

all posts made by myself are without prejudice

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  • 1 month later...

well here is an interesting thing

 

they sent me a notice of "sum in arrears" letter the other day and the outstanding balance "alleged" has gone down lol

claim v natwest WON!

 

all posts made by myself are without prejudice

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  • 2 months later...

Give em a ring and ask them, I ring robbersway each week to see how their getting on with my £12.48 debt (alleged) to Virgin Bledia..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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nah I dont contact them unless they contact me and after all the lovely letters I have had starting with threat o grams and ending with an admission they only hold an application form and their claim that a default wasnt registered (why was it on my credit file for 6 years then fools???) am hoping the next one is going to be saying they have made a terrible mistake and here is my money back LOL!

claim v natwest WON!

 

all posts made by myself are without prejudice

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  • 6 months later...

well well well they have raised their little heads again

 

I have a letter today from Asset Collections and Investigations Ltd telling me they have been instructed to carry out a "pre-sue" report in the anticipation of legal action"

 

(oh but they have given them a short period of time to negotiate a settlement)

 

I have called them (informing them that I am recording the telephone call for my records) to explain the situation on the account and they said they are going to contact Hillesden to confirm then return the file to them

 

I feel, however, that this is not enough and there is a clear threat of legal action in the letter I was wondering what ammunition is at my disposal to send a warning shot across their bows so to speak

 

any advice?

 

morteee

claim v natwest WON!

 

all posts made by myself are without prejudice

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I have a letter today from Asset Collections and Investigations Ltd telling me they have been instructed to carry out a "pre-sue" report in the anticipation of legal action"

 

Is that the same as a Pre-litigation report or a pre-school report or a pre-pubescent report?

As other people have said, would, could, may, might,.... woulda, coulda, shoulda

I'm new here (puts toe in water) and reading threads connected with divorce/ breakups and the debts left behind. This thread has gone on for over 3 years and hats off to Morteee for her determination. If I've read it correctly the original debt is solely with her ex so why are these idiots chasing you?

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Any advice on this guys? Want to ensure they vanish again!

 

with the greatest respect

 

if you had posted your 1st post today about the discount [april 2007]

 

you would have been told that anyone offering a discount

will never ever go near a court

forget the debt totally

 

its now going to be WELL statute barred as it been on CAG 5yrs!

 

on one is ever going to do anything with this debt

 

not even a judge

 

time to forget about it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I have a letter today from Asset Collections and Investigations Ltd telling me they have been instructed to carry out a "pre-sue" report in the anticipation of legal action"

 

Is that the same as a Pre-litigation report or a pre-school report or a pre-pubescent report?

As other people have said, would, could, may, might,.... woulda, coulda, shoulda

I'm new here (puts toe in water) and reading threads connected with divorce/ breakups and the debts left behind. This thread has gone on for over 3 years and hats off to Morteee for her determination. If I've read it correctly the original debt is solely with her ex so why are these idiots chasing you?

 

you need to start your own thread see my sig below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

with the greatest respect

 

if you had posted your 1st post today about the discount [april 2007]

 

you would have been told that anyone offering a discount

will never ever go near a court

forget the debt totally

 

its now going to be WELL statute barred as it been on CAG 5yrs!

 

on one is ever going to do anything with this debt

 

not even a judge

 

time to forget about it.

 

dx

 

Not quite statute barred, got about 7 months to go, I am gonna ignore for now and then respond if I get any more rubbish from them.

 

Amusingly listened back to the call last night, the agents tone of voice and attitude changed massively when I informed them I was recording the call lol

 

Cheers for the re-assurance guys xx

claim v natwest WON!

 

all posts made by myself are without prejudice

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tick tick tick

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

There is no need to respond to anything they send you, except of course court summons, forget it and them, they have had their chance, if they have willy waved for nearly 6 years and haven't been bothered to do anything sooner, then you owe nothing to no-one, this will have already been paid off in insurance and by the consistent flogging on of a bad debt.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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