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morteee v A&L/MBNA card now with DLC


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last financial transaction by YOU was?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

no my fellow siteteam member whom attempted to hijack your thread ....hehehehe.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I meant I still have to hear from either DLC or Clarity on this matter!

 

 

mind you seeming as they are saying there was no default notice issued (which I have in writing) but there WAS a default on my credit record for 6 years coupled with the fact I have a written admission that the only documentation they have sent me is a copy of the APPLICATION form I think they may well have given up :D

 

I love thick customer service managers :D

claim v natwest WON!

 

all posts made by myself are without prejudice

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  • 1 month later...

well here is an interesting thing

 

they sent me a notice of "sum in arrears" letter the other day and the outstanding balance "alleged" has gone down lol

claim v natwest WON!

 

all posts made by myself are without prejudice

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  • 2 months later...

Give em a ring and ask them, I ring robbersway each week to see how their getting on with my £12.48 debt (alleged) to Virgin Bledia..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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nah I dont contact them unless they contact me and after all the lovely letters I have had starting with threat o grams and ending with an admission they only hold an application form and their claim that a default wasnt registered (why was it on my credit file for 6 years then fools???) am hoping the next one is going to be saying they have made a terrible mistake and here is my money back LOL!

claim v natwest WON!

 

all posts made by myself are without prejudice

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  • 6 months later...

well well well they have raised their little heads again

 

I have a letter today from Asset Collections and Investigations Ltd telling me they have been instructed to carry out a "pre-sue" report in the anticipation of legal action"

 

(oh but they have given them a short period of time to negotiate a settlement)

 

I have called them (informing them that I am recording the telephone call for my records) to explain the situation on the account and they said they are going to contact Hillesden to confirm then return the file to them

 

I feel, however, that this is not enough and there is a clear threat of legal action in the letter I was wondering what ammunition is at my disposal to send a warning shot across their bows so to speak

 

any advice?

 

morteee

claim v natwest WON!

 

all posts made by myself are without prejudice

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I have a letter today from Asset Collections and Investigations Ltd telling me they have been instructed to carry out a "pre-sue" report in the anticipation of legal action"

 

Is that the same as a Pre-litigation report or a pre-school report or a pre-pubescent report?

As other people have said, would, could, may, might,.... woulda, coulda, shoulda

I'm new here (puts toe in water) and reading threads connected with divorce/ breakups and the debts left behind. This thread has gone on for over 3 years and hats off to Morteee for her determination. If I've read it correctly the original debt is solely with her ex so why are these idiots chasing you?

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Any advice on this guys? Want to ensure they vanish again!

 

with the greatest respect

 

if you had posted your 1st post today about the discount [april 2007]

 

you would have been told that anyone offering a discount

will never ever go near a court

forget the debt totally

 

its now going to be WELL statute barred as it been on CAG 5yrs!

 

on one is ever going to do anything with this debt

 

not even a judge

 

time to forget about it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have a letter today from Asset Collections and Investigations Ltd telling me they have been instructed to carry out a "pre-sue" report in the anticipation of legal action"

 

Is that the same as a Pre-litigation report or a pre-school report or a pre-pubescent report?

As other people have said, would, could, may, might,.... woulda, coulda, shoulda

I'm new here (puts toe in water) and reading threads connected with divorce/ breakups and the debts left behind. This thread has gone on for over 3 years and hats off to Morteee for her determination. If I've read it correctly the original debt is solely with her ex so why are these idiots chasing you?

 

you need to start your own thread see my sig below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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with the greatest respect

 

if you had posted your 1st post today about the discount [april 2007]

 

you would have been told that anyone offering a discount

will never ever go near a court

forget the debt totally

 

its now going to be WELL statute barred as it been on CAG 5yrs!

 

on one is ever going to do anything with this debt

 

not even a judge

 

time to forget about it.

 

dx

 

Not quite statute barred, got about 7 months to go, I am gonna ignore for now and then respond if I get any more rubbish from them.

 

Amusingly listened back to the call last night, the agents tone of voice and attitude changed massively when I informed them I was recording the call lol

 

Cheers for the re-assurance guys xx

claim v natwest WON!

 

all posts made by myself are without prejudice

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tick tick tick

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There is no need to respond to anything they send you, except of course court summons, forget it and them, they have had their chance, if they have willy waved for nearly 6 years and haven't been bothered to do anything sooner, then you owe nothing to no-one, this will have already been paid off in insurance and by the consistent flogging on of a bad debt.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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