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wrong identity


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i clamied bank charges back from halifax which seamed to go through with no problem then 3 weeks later i recieved letters from debt collection people asking for money from loans and credit cards ive never had when i checked my credit file it showed my name now had a middle name (which i dont) and also theve changed my date of birth to 1967 when mine is 1963 since then ive been chased for debt all by the person whoes name is similar to mine but my credit file now shows this person having lived at one of my previous addresses

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Ok you need to write to these people comfirming your identity, include some forms of proof, tell them that these debts are not yours and you believe you have been the victim of identity theft. You say you have never had any letters prior to reclaiming charges regarding these debts? How old are the debts? and have you had a problem getting any sort of credit recently?

http://www.consumeractiongroup.co.uk/forum/identity-theft/

 

http://www.consumeractiongroup.co.uk/forum/identity-theft/65587-identity-theft-self-help.html

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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