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nat west owe me £37k ***won** 13/04


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get in you dancer !!!!!!!!!!!!!!!!!!!!!!!!!!

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Hi Scott, just to clarify, you got your cheque today,13th (see lucky for some), and the case management conference was scheduled for what date.?? and court trial date was set at what ???? Im just trying to work out if thats what happens to me, roughly how long they might have before pay out. Ta. Fendy xxxxx

 

Fendy xxxxxxxxxxxxxxxxxxxxxx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Guest NATTIE

I think we now have a new record win, what about pre 6 year charges? tempted?

 

CONGRATULATIONS!!!

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MEGA Congratulations Scott!!!!!! :shock::shock: :shock: :D :D :D

 

I bet you are VERY pleased!!!!!

 

 

 

 

a big thank you to all that have helped a special mention to gary,nattie, fendy,hedgey parky and all the others who have posted info which ive used without there knowledge

 

thanks again

 

 

scott

 

xxx

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

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mexwave2vi.gifgeb40.gifmexwave2vi.gif

 

 

Please, please, PLEASE don't forget to fill in the survey to encourage others!!!

 

And if you can, remember this site survives on donations alone. ;-)

 

FANTASTIC news, I think, unless I am very much mistaken, that this makes you the biggest winner of reclaimed charges EVER!!! WOW!

 

 

thanks guys

 

survey completed and donation paid

 

regards scott

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Hi Scott, just to clarify, you got your cheque today,13th (see lucky for some), and the case management conference was scheduled for what date.?? and court trial date was set at what ???? Im just trying to work out if thats what happens to me, roughly how long they might have before pay out. Ta. Fendy xxxxx

 

Fendy xxxxxxxxxxxxxxxxxxxxxx

 

hi fendy

 

thanks for your help by the way

 

CMC was scheduled for 11/05/2007

no court date set

 

My case was allocated to fast track so i requested cobbetts to fill out a cpr18 (i think this could be the reason they paid out early) they had to reply by the 17th April

 

heres the letter if it helps u or anyone else fendy

 

 

 

In the CLAIM NO XXXXXXX

BETWEEN

 

XXXXXXXXX CLAIMANT

 

AND

 

NATIONAL WESTMINSTER BANK PLC DEFENDANT

 

 

 

REQUEST FOR FURTHER INFORMATION AND CLARIFICATION

 

 

1. In relation to each and every breach by the Claimant which resulted in a charge being levied as confirmed by the Defendant in its Defence please provide full details (with all relevant supporting documentation) of:

 

 

a) any letters, telephone calls, or incidents of manual intervention into the account in respect of each and every charge claimed by the Claimant in the Particulars of Claim;

 

b) how charges are applied to the account (whether automatically or by some other means) and when;

 

c) if the bank employs or operates any system, either automated or manually operated or otherwise, which is used to assess, audit, track or refine the costs of dealing with current accounts incidents - in particular any delinquency incidents, such as refusal or otherwise of direct debits, referral of cheques for any reason, refusing or permitting any formally agreed overdraft limit to be exceeded or any other delinquency event, such a systems existance is required to be confirmed and named;

 

d) the justifiably objective principles upon which all costs are calculated and result in the specific level of each charge levied by the bank in respect of each of the breaches which resulted in the charges now claimed by the Claimant.

 

2. Of paragraph 7.2.5 of the defence in which the Defendant avers that the charges are applied in return for the provision of a banking service to the Claimant:

 

a) Please identify each and every such service referred to in the defendant’s terms and conditions and identify the charges, by reference to those terms and conditions, that the Claimant is required to pay for each service identified.

 

b) Please confirm what steps are taken by the defendant in providing the alleged services referred to in the defence. Please provide copies of all notes, memoranda, or other information retained by the defendant to demonstrate the provision of the alleged services to the Claimant.

 

c) Please confirm whether charges are applied automatically.

 

 

 

good luck all

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I think we now have a new record win, what about pre 6 year charges? tempted?

 

CONGRATULATIONS!!!

 

 

yeah i am going to persue pre 6 years but the only charges i have date to about 1993/1994 ive sent a SAR so ill start a new thread if i get the statements (these are on my private account)i have about 4 months still to claim on the bus account as these are all pre 6 years .So i expect to win 2-3000 on them hopefully...

 

 

any help i can give please ask

 

scott

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Scott........... what a star. You've won your cash, and you're still sticking around to help the rest of us. Brilliant! Doesn't get any better than that mate!! Good luck with the rest of your charges........... but after what you've just been through............... piece of cake!!!! xxxx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

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*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Oooh thanks Scott. Ive copied and pasted it in my word files just in case I need it later.

 

Im uper chuffed for you I really am......... well done mate.

 

When you running for prime minister by the way, Lol Lol Lol. Fendy xxx Be sure to let your voters know wont you. Lol Fend xx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Scott........... what a star. You've won your cash, and you're still sticking around to help the rest of us. Brilliant! Doesn't get any better than that mate!! Good luck with the rest of your charges........... but after what you've just been through............... piece of cake!!!! xxxx ;)

 

thanks hedgey

 

im addicted to the site,as i didnt realise there are so many people who give up there free time to help others and expect nothing in return except a simple thank you. So i will carry on looking in when im bored at work etc and help out if i can. Lots of people have helped and guided me along the way so its my turn to repay with the knowledge ive learned...

 

thank you all

 

typical the wife doesnt want to go out tonight as shes too tired after taking the kids to the local fair today........lol....

suppose ill have to stay in and drink to much wine then...

 

scott

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typical the wife doesnt want to go out tonight as shes too tired after taking the kids to the local fair today........lol....

suppose ill have to stay in and drink to much wine then...

 

Get that wine opened (mine is!!!).............. in fact, make it champers!!!! Here's to you (glass raised!) - have a top night Scott!! xxx :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Well Done Scott :D

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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I could be wrong but isn't this the biggest payout that the Consumer Action Group has seen for one of it's members??

 

Well done again Scott, you are really an inspiration to the rest of us!!! and good to see you stick around to help others.

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

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many thanks for all the well dones etc

 

1 final question

 

the cheque is made payable to my co.name i asked for any cheque to be made payable to my name should i send it back(im not worried how long it takes to get a replacement chq)

 

any help welcome

 

scott

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I could be wrong but isn't this the biggest payout that the Consumer Action Group has seen for one of it's members??

Yes - its the biggest single charges payout to date, as far as we are aware.

 

Scott, I'm not sure how you stand with this - I'm only guessing really, and hopefully someone else will be able to clarify, but I'd have thought that as it was the company who paid the charges its the company who gets the refund. I'm not sure you have any grounds for insisting the cheque is in your name, although there is no harm in asking I suppose.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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:D :D :D Awww, I love a happy ending! Massive congratulations to you and what an inspiring thread.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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I have sent you a pm.

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WOW!

CONGRATULATIONS

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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Scott,

 

I'm scott chuffed for you. Being a woman its brought a tear to my eye......sorry.... i'm so pleased for you. You give me the strength to carry on................................you've deserved every penny..............just do me one favour???????????????

 

ENJOY!!!!!!

 

von x

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fandabbybloodydozzie !!!!!

 

:) :) :) :) :) :)

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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