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scott150663

nat west owe me £37k ***won** 13/04

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:-x can any one advise me as to what happens next.so far i have sent in the court papers which nat west's solicitors have told me they are going to defend. (they had 28 days to submit there defence,i spook to them today and they say they will lodge the defence papers on monday 5th March )

 

what happens next?

what time scales am i looking at?

 

i would appreciate any guidance

 

good luck all

 

scott

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The next stage will be the AQ,

 

See here:

 

Allocation Questionnaires - A guide to completion

 

You could also propose a Draft Directions Order:

New strategy for Allocation Questionaires

 

Not forgetting:

 

Include copy of schedule

 

Cheque to HM Courts Service

 

Fee will be added automatically to your claim

 

Hope this helps!! :wink:

  • Haha 1

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Wow Cobbetts will have fun with this one.

Yes they will defend its not something they usually opt out of saying.

Unfortunately the CPR part 18 is likely to apply.

You have no background to your claim here maybe you can add some more info ?

Defence will be filed and you will get a copy as well as an allocation questionaire.

There is lots of info available to assist.Naturally the figures for the claim are higher than usual but this should make little difference in procedural terms whether its 6K or 30K

  • Haha 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Dellar... 37K is a bit much for small claims dont you think ???????


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Woops, I read that as 3700, must be getting tired, agologies.


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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I will edit for you.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Mart


IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Dellar... 37K is a bit much for small claims dont you think ???????

 

No harm in asking though! :-)

 

the bank is bound to say this is a simple claim and should only take an hour of court time perhpas when you both file your AQ you can agree the way forward on this isseu with them

 

LMFAO

 

glenn


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Guest peed orf
No harm in asking though!

 

I asked the Bristol Court for small claims on £9k, got fast track.

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Peed 'orf

 

I was ONLY joking! i have edited it to avoid confusion

 

Glenn


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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I asked the Bristol Court for small claims on £9k' date=' got fast track.[/quote']

 

 

and i asked my court for claim of 10k to be in small claims and it was. :)

 

so like glenn says no harm in asking :)

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as the amount im claiming is high should i get legal representation ?

 

i have so far claimed through MCOL i believe this is a small claims court as my claim is for £37000 will i need to claim from any different to the small claims procedue ( My mcol court fee was £400)

 

please advise

 

thanks for any replies

 

SCOTT

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im claiming £37000 from nat west i have started the claim through MCOL which is a small claims court . do i need to change to another court ?

will i need legal representation?

incidentily corbetts have told me they are giong to defend.

 

my fee for mcol was £400

 

any replies would me great

 

thanks SCOTT

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MCOL does claims up to 100k i recall


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Scott,

You might find this post useful regards arguements for and against involving a 3rd party.

http://www.consumeractiongroup.co.uk/forum/general/70360-recommended-3rd-party-help.html#post605356

 

Glenn UK, I would appreciate your comments on it too if looking in?


---------------------------

ARE YOU A BUSINESS CLAIMANT?

 

CAG NOW HAVE A BUSINESS CLAIMS FORUM !

GO HERE !

 

CAN'T FIND WHAT YOUR LOOKING FOR?

 

Look here.

Got your old T&C's ?

Visit this thread to help others.

 

-----------------------------

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Guest NATTIE

Scott, i have to ask this question because i have never seen £37k for a claim or on charges for one account even over a short period of time. Sorry if this has been asked before but how much of this is charges, how much is interest, how many years are you claiming, and i will come back for more questions. As I said I have seen claims for a quarter of that amount but that figure on charges alone seems a little odd to me which is why i was asking for a little clarification.

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Guest NATTIE

I have just asked you for clarication on the claim prior to advising more

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its for bounced cheque & returned DDI,s + interest, 8% (business account)

hope this helps nattie

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hi nattie

 

charges are 26010

interest 10280

costs 400

total 36690

all charges are between Jan 2001 &Feb 2003 had no other charges applied since May 2003

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Strewth!! that's an average of £250 a week for 2 years!!

 

What about the interest? Is this the interest on just the charges or is it general overdraft interest?

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Strewth!! that's an average of £250 a week for 2 years!!

 

What about the interest? Is this the interest on just the charges or is it general overdraft interest?

i didn't have an overdraft so its just interest on the original charge..

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Guest NATTIE

stone the crows that is humungous as Michael has said on average of over £250 a week, i didn't realise they would not have shut the account earlier. How did you survive during those two years? It would have sunk most people.

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stone the crows that is humungous as Michael has said on average of over £250 a week, i didn't realise they would not have shut the account earlier. How did you survive during those two years? It would have sunk most people.

 

 

Why on earth would they shut the account down (especially if he was paying the charges levied against his account)????

 

According to his posts, he gave them half of the amount required to fund one of their customer service staff. I think he must be their dream customer if he pays up!

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Guest NATTIE

You think we get paid that much???

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stone the crows that is humungous as Michael has said on average of over £250 a week, i didn't realise they would not have shut the account earlier. How did you survive during those two years? It would have sunk most people.

 

 

 

It was very differcult because i was only just overdrawn or didnt have CLEARED funds The bank said it was my fault that the company grew to big to quick (ie didnt have enough cash flow) spent the profits on vans stock showrooms Etc. I turned over £1,000,000 in 1st year and they wouldnt increase my overdraft higher than £10k ive got friends who are plumbers who have £30K overdrafts lol.i think i just got unlucky with my business bank manager as i threw him out of my office after calling him &his bank a lot of unnice names which i cant repeat as they are very offensive. so i think he had it in for me.......

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