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david1961

David V Lloyds HELP!!!!

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Hi I called Barclays today regarding the 'terms and conditions' info to add to my court bundle when I have a date and was informed by a very helpful employee that this can be obtained on their website in the accounts section. I am now about to do this and will keep you posted if I encounter any problems or pop into local branch and collect. Sorry if i have again jumped onto this thread - but it all helps us keep going!

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thanks sheyatwork

will now go to lloyds website and see if i can get a copy of t&c

 

Rgds

 

david


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thanks sheyatwork

will now go to lloyds website and see if i can get a copy of t&c

 

Rgds

 

david

 

Unfortunately you won't

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you are right nicsussex, i cant seem to find any terms and conditions on there website.

anyhow the current t&c may not be relevant to when i held my account with them some 3 years ago now.

 

So where can i get hold of t&C

 

rgds

 

David


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you were right nicsussex.

 

there are no t&cs on website.

anyway the current t&cs will more than likely have changed since i held an account with them, some 3 years ago now.

 

Has anyone got a copy of t&cs for select current account from 1995 -2005???


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Hi I have been on the Barclays website and they have new T&C's from 2007! So no help to me -for once I thought I had been given the correct info, soo sorry - I am still going to call into local branch and see if I can muster up a copy for when and if..:confused::rolleyes: it comes to court

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i had a letter last week offering me £750 in full and final settlement. obviously i sent a letter back declining the offer in full and final settlement, but the other day they sent me a cheque for the £750, the day after i filled my claim on mcol.

I dont know what to do with the cheque, can anyone advise me please


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hi nicsussex

 

yea i sent the rejecting letter, but then they still sent me the cheque about 2 weeks after.

do i send the cheque back??


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Up to you - if the money could come in handy at the moment then bank and keep it (only once you have reiterated your position regarding pursuing them for full settlement) if however it is not so vital the you may get some satisfaction in sending it back (caveat as above still applies)

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I have just recieved a letter from SC&M asking for Further information as they wish to enter into settlement negotiation. I filed my court papers with MCOL and Lloyds have entered a defence and MCOL have transfered the case to Birmingham Court - i am just waiting now for a court hearing date.

the information SC&M are requesting for in there letter are:

 

1) Each and every individual amount of the charge that i am claiming and disputing

2) The date of each and every charge that i say was deducted from my account

3) How I calculated any interest

4) how i calculated the sum £3393.92

5) Confirm my sort code and bank account number

 

I have sent scedule of charges to lloyds and to court detailing all this information.

DO I SEND MY SCEDULE OF CHARGES ONTO THEM???????

 

ANY advise would be appreciated

 

Thanks

David


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Yeah send it again, it seems pretty standard that they ask for all that even though you sent it in the first place! Time wasting I think!

 

Good luck

 

T


SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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Thanks for that Titch

 

So do you think i should just send them a copy of my schedule of charges?


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Thanks nicsussex

 

I have just posted a reply on that thread to Gary


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Sent a recorded letter to **** today enclosing my shedule of charges, following there letter requesting further information yesterday.


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its been 3 weeks now since my claim has been transfered from MCOL to b/ham court and still not heard anything regarding a court date - getting quite nervoud now


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I had a notice of transfer of proceedings From MCOL to B/ham County Court on the 22nd June 2007.

I still had not heard anything so i telephoned today and the clerk said a letter is out today saying the judge wants more info for example the description of charges and my bank account number ect...

I thouht all this info was on my schedule of charges which i sent to the court as an attchement to the particulars of my claim.

Worried now, but i guess i had better wait till i get the letter.

 

Has anyone had something similar???


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Did you send by post a copy of your schedule of charges to the bank and the court by post?


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yes, when I filed with MCOL i sent the template letter attaching my schedule of charges - the court have achnowledged receipt.

I have also sent two seperate copies to the bank and one copy to ****.

 

I am now confused


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It maybe that the schedule did not get attached when transferred. Anyway no point in guessing as you say, post up the words when you have them.

 

It will be nothing that cannot be sorted. Do not be too concerned about it.


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Just had a general Form of Judgment or order, as follows

 

before DISTRICT JUDGE DAVIES sitting at Birmingham Count Court

 

It is ordered that, unless the claiment by 16th August 2007 files at court and serves on the defendant further written particulars of the claim specifying the name, account number and sorting code of the account referred to, and a list of all charges complained of showing the date and amount of each one and the stated reason for it, the claim shall stand struck out without further order. Copies of statements may be provided, but they must be accompanied by a seperate list showing the charges in a convenient form for use in court.

The Claimant must when filing these particulars at court confirm in writing that he/she has, at the same time, sent copies to the defendant.

 

I dont understand as i have sent a copy of my schedule of charges as per the template as an attachment to my particulars of claim to the court when i filed on MCOL. I even telephoned the court and they confirmed reciept.

I have also sent two copies of my charges to Lloyds Bank and one copy to SC&M

What should I do ?

 

Thanks

David


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