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    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
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David V Lloyds HELP!!!!


david1961
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Hi I called Barclays today regarding the 'terms and conditions' info to add to my court bundle when I have a date and was informed by a very helpful employee that this can be obtained on their website in the accounts section. I am now about to do this and will keep you posted if I encounter any problems or pop into local branch and collect. Sorry if i have again jumped onto this thread - but it all helps us keep going!

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you were right nicsussex.

 

there are no t&cs on website.

anyway the current t&cs will more than likely have changed since i held an account with them, some 3 years ago now.

 

Has anyone got a copy of t&cs for select current account from 1995 -2005???

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Hi I have been on the Barclays website and they have new T&C's from 2007! So no help to me -for once I thought I had been given the correct info, soo sorry - I am still going to call into local branch and see if I can muster up a copy for when and if..:confused::rolleyes: it comes to court

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  • 4 weeks later...

i had a letter last week offering me £750 in full and final settlement. obviously i sent a letter back declining the offer in full and final settlement, but the other day they sent me a cheque for the £750, the day after i filled my claim on mcol.

I dont know what to do with the cheque, can anyone advise me please

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Up to you - if the money could come in handy at the moment then bank and keep it (only once you have reiterated your position regarding pursuing them for full settlement) if however it is not so vital the you may get some satisfaction in sending it back (caveat as above still applies)

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  • 5 weeks later...

I have just recieved a letter from SC&M asking for Further information as they wish to enter into settlement negotiation. I filed my court papers with MCOL and Lloyds have entered a defence and MCOL have transfered the case to Birmingham Court - i am just waiting now for a court hearing date.

the information SC&M are requesting for in there letter are:

 

1) Each and every individual amount of the charge that i am claiming and disputing

2) The date of each and every charge that i say was deducted from my account

3) How I calculated any interest

4) how i calculated the sum £3393.92

5) Confirm my sort code and bank account number

 

I have sent scedule of charges to lloyds and to court detailing all this information.

DO I SEND MY SCEDULE OF CHARGES ONTO THEM???????

 

ANY advise would be appreciated

 

Thanks

David

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Yeah send it again, it seems pretty standard that they ask for all that even though you sent it in the first place! Time wasting I think!

 

Good luck

 

T

SAR sent 07/03/07

Statements rec'd 14/04/07 (ish)

Prelim Sent 03/07/07

Prelim rejection rec'd 10/07/07

LBA sent 12/07/07

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I had a notice of transfer of proceedings From MCOL to B/ham County Court on the 22nd June 2007.

I still had not heard anything so i telephoned today and the clerk said a letter is out today saying the judge wants more info for example the description of charges and my bank account number ect...

I thouht all this info was on my schedule of charges which i sent to the court as an attchement to the particulars of my claim.

Worried now, but i guess i had better wait till i get the letter.

 

Has anyone had something similar???

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yes, when I filed with MCOL i sent the template letter attaching my schedule of charges - the court have achnowledged receipt.

I have also sent two seperate copies to the bank and one copy to ****.

 

I am now confused

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It maybe that the schedule did not get attached when transferred. Anyway no point in guessing as you say, post up the words when you have them.

 

It will be nothing that cannot be sorted. Do not be too concerned about it.

If I have been helpful please click on my star and add a comment.

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Just had a general Form of Judgment or order, as follows

 

before DISTRICT JUDGE DAVIES sitting at Birmingham Count Court

 

It is ordered that, unless the claiment by 16th August 2007 files at court and serves on the defendant further written particulars of the claim specifying the name, account number and sorting code of the account referred to, and a list of all charges complained of showing the date and amount of each one and the stated reason for it, the claim shall stand struck out without further order. Copies of statements may be provided, but they must be accompanied by a seperate list showing the charges in a convenient form for use in court.

The Claimant must when filing these particulars at court confirm in writing that he/she has, at the same time, sent copies to the defendant.

 

I dont understand as i have sent a copy of my schedule of charges as per the template as an attachment to my particulars of claim to the court when i filed on MCOL. I even telephoned the court and they confirmed reciept.

I have also sent two copies of my charges to Lloyds Bank and one copy to SC&M

What should I do ?

 

Thanks

David

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