Hippo v NatWest

[Micky the Hippo]

I'm doing my best to, I'd love to be a barrister, should have gone for it when I was much younger, I'd be dead good at it, the barristering, the lounging around, the drinking and lunching, all of it, I'm a tailor's dream, tall, shoulders, waist

 

as to the belly, I started cycling 25miles a day to work a month ago for just that reason, dropped 12lbs already

 

anyway, I'm quite sure those London tailors conquered bellies inside pinstripe centuries ago, you're probably scowling at nasty off the peg suits

[hedgey06]

Ah........... it's becoming clearer by 'the posts'. Barrister = drink, debauchery, licence to lounge like a lizard ready to pounce on one's prey at the least suspecting moment. You need a new username.......... mickytheloungelizard.

 

And I must commend you for your actions. Cycling 25 per day to work? Work from home with an exercise bike in the dining room?

 

And I wouldn't dream of scowling at my cheap off the pegs........... I tend to weep instead!

[Micky the Hippo]

that sounds splendid although I think I'll swerve the debauchery, happily married and all that, there's nothing I'd like more than to be a lounge lizard in a well tailored pinstripe suit, with a slightly rakish cut

 

I wish, 25 miles of proper London streets, full on potholes, trucks, hills, idiotic pedestrians, wind, rain, etc etc, good fun on the whole, makes a fella feel alive

 

I wouldn't dream of commenting on your clothes, the narrow target of porky northern barristers in ill fitting suits was my only point

[hedgey06]

What you like!!! I confess to being in the same state - happily married, four children and a partridge in a pear tree.

 

I thought the streets of London were paved with gold? (allegedly!) Given the state of the roads, can I safely assume that Local Government in London is as efficient as up north?

 

Mind the potholes!

[Micky the Hippo]

only two kids and that's plenty, thing cost more down here

 

the streets of London are as bad as any in this country I reckon, awful, I don;t even know any more who fixes the roads, the Mayor palaver has removed the last of my understanding

 

the very odd piece of new road is like a dream before the normal service resumes

 

right, you're cluttering my grim and serious thread with chatter, get out there and help the site, not forgetting to check on me when I start squealing for help when the defence arrives

[hedgey06]

Ha! Enjoy your day!

 

Grim and serious posts only on here folks................ Micky bites don't ya' know! Well........... he pretends to!

[Micky the Hippo]

 

I'll be having a 'help Hippo with his claim party' once the banks send me their dreadful load of old tosh in a couple of weeks

 

all will be cordially welcome then

[Micky the Hippo]

a parcel from Natwest yesterday, I really thought that this would be my old statements, I'd written a very clear letter asking for the pre 6 years or an affidavit and made it very clear that I didn't want the same six years again

 

sure enough, my fourth set of six years of statements

 

[Micky the Hippo]

and today a fifth set

 

time for a letter to beg them to stop I think

[hedgey06]

Well, so long as you're writing a letter............... give the poor trees a mention please mate............ worries me sick all that waste

[Micky the Hippo]

defence from cobbetts yesterday, a cheeky day late, the usual bullying aggressive cocky nonsense I think

 

I've only skimmed it at present

 

Am I right to think that a 'proper' copy will come from the court and that's the one I should reply to? Might be an AQ and so on?

[steven4064]

No the couirt don't usually send it out because Cobbetts will have told them they have sent you one. You don't need to respond to the defence at all except, perhaps, to send Cobbetts a copy of your schedule, particulary if you applied via MCOL (I'm sorry, I can't remember if you did or not).

 

The next step is that you will hear from the court about allocation (either with or without an AQ). Wait until you get that before you do anything else.

 

Steven

 

If this post is helpful, please click the scales

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

[Micky the Hippo]

thanks Steve

 

so wait for the AQ before sending them yet another SOC?

[steven4064]

You could send them an SOC anyway.

 

Steven

 

If this post is helpful, please click the scales

Any opinions are without prejudice & without liability.

Almost everything I know concerning the law I learned from this site

[Micky the Hippo]

The Court Notice of Defence arrived today with another copy of NatWest's odious defence

 

And yes, with an AQ, happy happy joy joy

 

Best get busy sorting out the draft directions, the Barclsays one is due quite soon

[steven4064]

Put in 2 - one asking for the defence to be struck out because it is taking the mick and the 'new' draft one

[Micky the Hippo]

thanks

 

'two' what?

 

I'm fairly sure it's the routine Cobbetts defence, is it routine to ask for it to be struck out and does it ever get struck out?

 

Au faite on the draft directions I think

 

you are terse ;-)

[steven4064]

the two draft directions. Sorry for terseness.

 

I am pretty sure you will have been sent a standard Cobbetts defence - tey have a set of paragraphs which they put togther like lego depending on certain tings in your PoC.

 

There are cases where the defence has been struck out - usually after the AQs have gone in. Look at hedgeys thread linked from my signature - New nat west claim.... there is an excellent bit on AQ section G and linking in the draft directions.

[Micky the Hippo]

right

 

so an AQ as instructed

 

a letter suggesting the defence be struck out

 

and a letter suggesting the draft directions

 

is the CI element of my claim going to queer any of this?

 

and thanks again, I'll take terse good advice over chatty nonsense any time

 

thanks for the link too, I'll get onto that before the weekend when I'm catching u with everything

[steven4064]

The CI element will not invalidate anything else but be prepared for it being dismissed out of hand at any hearing. At thispoint, because we now know it will not be accepted, it might be better to leave it out. It's up to you though - there is the off chance that NatWest will py up anyway, including the CI

[Micky the Hippo]

yep, no illusions there

 

thanks again, see the hedgey thread, outstanding, exactly what I needed

[steven4064]

see the hedgey thread, outstanding, exactly what I needed

Yep, it's good stuff

[Micky the Hippo]

AQ bundles all made up, sealed and ready for the morning post

 

AQ plus strike out application plus draft directions

 

ball back into the other end of the court

 

that AQ fee burns

[the-miser]

Hey Mickey!

 

 

How come you have to fill out an AQ ?! Is it just up to the individual courts ?

[Micky the Hippo]

morning miser

 

I think it's a court by court thing with more and more courts dispensing with it

 

It's stupid for a bank charges claim, if it wasn't for the draft directions and the strike out application, it'd take a minute to fill out and adds nothing to what you've sent the courts already

 

and gouges sir for another £100 soon after being gouged for £120, I have no idea what the extra £100 is for, so much for making the courts accessible for the common man

 

granted I'll get in back at some point but I'd rather have in my pocket for this weekend

 

Smile acknowledged yesterday too so there's another £220 in the pipeline

 

Edmonton court clearly likes me