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    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
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delsie v abbey


delsie
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Thanks

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hiya Delsie, if you want your day made against Abbey, take a look around the site, read up as much as you can, in particular the bank section, and the F A Q's. get to know what your doing before you start and then follow in the footsteps of countless others, and good luck.

Please note that although my advice is offered, you should consult your legal representative before taking ANY action.

 

 

have a nice day !!

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  • 1 month later...

hi all just received my statements from abbey supposed to be 6 yrs of statements i received one year 2006 to current date, i did ask for all statements relating to my history with abbeys organisation , should i ring them and ask what has happened to the rest or wait to see if they come in the post,also the statements have come in monthly order in seperate envelopes they could have put them in one envelope ?thanks for your help by the way.

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you could ring them but they do send them in dribs and drabs to be honest, more delay tactics.

 

If you are going to call search Sheena Small and you will find the telephone number for the department that is dealing with sending statements

 

Good luck with your claim

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Hi,

I had the same response about 2 weeks after my initial request but this was followed by a letter from Pam Speed informing me that the rest were stored on microfiche and copies would be sent in due course. Reading through historic Abbey posts this seems to be farily standard and you will probably get the same letter soon. When did you send your SAR? My 40 days are up this Saturday and I still haven't had the rest so I'll be getting a non-compliance letter ready any day now!

 

Ellie

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hi elliejay thanks for your advice, i sent my sar on the 8th of march and got a reply today dont know how i got mine so quick hope things carry on the same way good luck with your claim,

 

delsie

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hi all need a bit of help here could anyone tell me if this is right, just received letter replying to my request for statements, it says

i confirm that arrangements have been made for the information i have requested to be sent to you. the transactional information remaining on our systems, normally covering the last fourteen months, will be sent out in the form of individual duplicate statements. you should receive these within five to seven working days of the date of this letter (3rd april) .

any previous transactions have been archived onto microfiche and it is not possible to provide you with a computer print out of this information, however, we have made arrangements to send you a list of archived transactions between 2001 and 2005, under seperate cover.

is this right or are they stalling .

 

many thanks delsie

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load of rubbish, check out the microfche argument threads. Its now been proven that abbeys microfiche is subject to the data protection act

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Noob, i think you read it wrong mate, the letter states that they only hold so much information to hand and that will be sent and then they have to go to Ricoh who manage the microfiche and they print it off and send it out, the letter is normal and you will get all your statements, latest first

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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ahh yes sorry all jumped the gun a little therre..sorry I'm in hyper mode at the moment ol

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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many thanks thats set my mind at rest, i read that wrong as well good job this site is here brilliant,would not be able to do it without all the help once again thanks for replying to my cry for help.

noobrider and lula.

 

delsie

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Abbeys fiche printouts are very low rent.

 

Sorry to 'butt-in', but does this mean the print is likely to fade away before they have to be included in the Court bundle? If so, what a totally scabby trick!!!!!!!!!

I do my best to be helpful, but at the end of the day I'm not a professional - please seek further advice if you're not sure. On the other hand, if I have helped, please click my scales - thanks ;)

 

Current Claims (all for friends!) -

 

Abbey - over £4k - Court claim issued & AQ filed ('Tish vs Abbey'). Alloc'n Hearing 21 Sept - Claim stayed 29/8/07.

Cap One - just under £2k - WON (just over 2k!)('Tish vs Cap One')

Cap One - just under £1000 - WON (just over £1k) Nov 07 (JimmyBoy vs Cap One)

Lloyds TSB - £3.5k - Court claim issued, defence rec'd and AQ filed; Alloc'n hearing 7th Sept Claim stayed 29/8/07! (JimmyBoy vs Lloyds')

MBNA - over £1k for mis-sold PPI - WON - approx £1500(IpswichWitch vs MBNA . . .)

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well unless they have changed since I received some more of mine at the beginning of the year, they are all printed out on paper and wont be fading anytime soon

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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today i have received a printout of 3 yrs of bank charges can't believe things are going along smoothly so far, maybe there putting me in a false sense of security i haven't had my bank acc closed yet or asked for my overdraft to be settled maybe thats next keep you all posted thanks delsie

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  • 1 month later...

hi everyone, just an update on how things are going, i sent of my charges to abbey last week got a letter from them sat morning saying there looking into my complaint they want to make a thorough investigation and sometimes this takes time.

if they have not contacted me before then they will write to me in 4 (four) weeks to let me know what is happening.are they fobbing me of with this excuse, should i wait or write the next letter and keep on track

would be grateful for any advice many thanks

delsie

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Hi Delsie

 

Well done for sending the first letter, stick to your own timescale, if you followed the advice here and told them they had 14 days then send the next letter on day 15. It's your claim, not theirs!

 

Good Luck!

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I know - It's all very strange and you feel a bit unsure when you first start. But, by the time you've completed this claim you'll know what to do, you'll probably want to do another one and you'll be able to help others with the steps you've already completed!

 

 

Abbey do try to stall at every stage! Their letters seem scary, until you compare notes with everyone else and see we've all had the same letters and in most cases the same defence!

 

Keep posting your progress and yell for help if you need it!

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What KellyK says is true, i am now on my third claim and am disappointed that there wont be any more LOL

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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  • 5 months later...

hi everyone i seem to have lost the plot with all this have been really busy, is everything on hold at the moment, i am at the stage of going to the court but someone told me there not paying out no more is this true or should i carry on with the court payment and paper work, much appreciated if someone out there could tell me . delsie

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Hi, Delsie.

 

Yes, carry on. Have a look at this.........

http://www.consumeractiongroup.co.uk/forum/general/107550-oft-test-claim-what.html

 

Start your own thread in the Abbey Forum here....

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/

 

People dealing with Abbey will help you out.

 

Regards.

 

Scott.

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