Jump to content


Eddie -v- First Direct


Eddie
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5612 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Eddy,

 

I too bank with first firect and when asked by e,mail, they sent me 6 years worth of bank statements FOC. They came after about 8 days! I am busy calculating my charges and nearly ready to send a first letter in.

Good luck

Danny

Link to post
Share on other sites

Can i call someone to check i am filling out the moneyclaim online form correctly please? - (Sorry bit of a perfectionist)

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

Does anyone know which option i need to be clicking on - i'm thinking its the first one but i'm not too sure..Hope you can help me...

 

spacer.gif

Do you wish to enter Judgment by Default or by Admission? Please select one of the options below:

spacer.gif The defendant has not filed an admission or defence to my claim

(Judgment by Default)

spacer.gif

You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment.

spacer.gif The defendant admits that all the money is owed

(Judgment by Admission)

spacer.gif

If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request.

spacer.gif

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

Ignore that last message - I have figured it out now

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

damn and blast they acknowledged the claim as of todays date...

If your claim has been acknowledged - what did they do next?

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

You'll almost certainly get a letter from DG Solicitors in tomorrow's post offering settlement in full on the proviso of confidentiality.

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

Link to post
Share on other sites

I received a letter today offering half.

To decline there offer can I call them or do I have to do it in writing.

 

If i have to do it in writing - any suggestions on what i should say?

 

thank you kind people

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

How about:

Dear Mr Banker

 

Thank you for your offer of £xxx.xx as part settlement of my claim.

 

Your offer is not satisfactory, although I am prepared to accept this sum, unconditionally, in part-settlement of my FULL claim of £yyy.yy.

 

I shall continue to proceed with my action to recover the remainder of my claim.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

Link to post
Share on other sites

Or Eddie, why not just not reply, thus passing the ball back into their court...?

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

Link to post
Share on other sites

Hiya

am a bit confused

spacer.gif

Do you wish to enter Judgment by Default or by Admission? Please select one of the options below:

spacer.gif The defendant has not filed an admission or defence to my claim

(Judgment by Default)

spacer.gif

You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment.

spacer.gif The defendant admits that all the money is owed

(Judgment by Admission)

spacer.gif

If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request.

 

 

Did you actually tick one of these - i though they had to be left unless they did not respond - am very confused now help!!

Link to post
Share on other sites

Hi Hannah

 

No you don't tick any of those boxes - i believe they are if your claim hasn't been acknowledged after 14 days then you would tick the 2nd box.

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

Any news Eddie?

 

 

Hannah, what Eddie said!

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

Link to post
Share on other sites

No Monkey,

 

Sent a letter Thursday saying no thanks - would like the full amount owed or something similar anyhow. So just waiting to hear now... fingers crossed..

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

Should get an offer of full settlement in the next couple of days then...

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

Link to post
Share on other sites

hiya

 

just wondering if you heard back yet - i got offered half and sent them a letter sat saying i would have this as partial and pursue them for the rest. i havent had anything although it was only yeaterday they would have rec'd this.

Link to post
Share on other sites

yes had letter back offering the full amount in a few days

Data Protection Act letter sent 30/05/06

Statements rec'd - 07/06/06

Preliminary approach letter sent - 09/06/06

Reply rec'd - 15/06/06

LBA sent 26/06/06

Reply rec'd 30/06/06

Moneyclaimonline submitted 10/07/06

Claim issued 11/07/06

Link to post
Share on other sites

have they actually paid out yet....they offered me the whole amount yesterday and i sent the form back yesterday and also faxed it (so they defo get it )

 

just wondering if will take another week or so for the money

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5612 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...