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HSBCrusher v HSBC - The Battle continues.. claim 4 ready to go!


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Half.... Blimey, they offered me over 80% already. Back peddling now are they?

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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People all over are being offered the full amount, 80%, huh, see if I care.

 

 

Anyhow, this is the letter I will be sending

What do you guys recon on this???

 

Dear XXXXX,

 

ACCOUNT NUMBER: XXXXXXXX

I thank you for your letter dated 13th June 2006.

I wish to accept your offer of £XXXX as an installment towards the full amount owing, £XXXX, which if paid in full will cause me to cease my court action against HSBC

I am entirely confident that the charges imposed by HSBC are completely unreasonable, and that a court would agree with this statement.

 

 

 

 

 

 

Yours faithfully,

 

 

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50% / 80% - it still sounds like you're making progress. Any chance of a quick look at my 1st letter before I need to print it off (for posting tomorrow) and close down for the night?

 

Cheers :)

 

BTW - I can see why some 'newer' forum members post new threads (and get forcibly merged) - unless you good longer term members check every thread, you can't tell when we beginners are looking for a confidence boost, so POT LUCK comes into play. [Not a criticism by any means - just an observation]

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We don't need luck, just patience and perseverence.

 

Good luck!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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The only thing to be wary of by making a second claim is that if they don't close your account after the first, they almost certainly will after the second.

 

Perhaps you could just grin and bear the recent charge for now and then maybe take action in another four years or so (that way, if it reaches court you get the benefit of 8% interest anyway for four years).

 

OC

 

I have re-written my letter thinking about this issue, I am now sending this.

The additional money will now become a "goodwill" type leaver.

 

Dear XXX,

 

ACCOUNT NUMBER: XXX

 

I thank you for your letter dated 13th June 2006.

I wish to accept your offer of £XXXX as an installment towards the full amount owing, £XXXX.

If paid in full I will cease my court action against HSBC, and as an act of goodwill, not pursue the additional charges added to my account and accrued interest since 06/06/06, amounting to £XXX.

I am entirely confident that the charges imposed by HSBC are completely unreasonable, and that a court would agree with this statement.

 

 

 

 

 

 

Yours faithfully,

CRUSHER:mad:

 

 

 

 

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Changed it slightly, I don't think the last one was watertight.

 

I thank you for your letter dated 13th June 2006.

I wish to accept your offer of £XXXX as an installment towards the full amount owing, XXXX.

Only when the £XXXX is paid in full will I cease my court action against HSBC.

If paid in full I will not pursue the additional charges added to my account and accrued interest since 06/06/06, amounting to £XXX, as an act of goodwill.

I am entirely confident that the charges imposed by HSBC are completely unreasonable, and that a court would agree with this statement.

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Kicking a bit of ass there!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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Hi again

 

so I do need to acknowledge and accept but only as a down payment ??

sorry if I seem pedantic but I really dont want to make any mistakes, I was unsure whether I could claim back my charges as I closed the account a year ago,but having got this far I would really love to stick it out and screw em !!! x x

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send a reply letter saying that you accept their offer , however you will continue to pursue the outstanding amout of charges as per your original timetable

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Hi again

 

I was unsure whether I could claim back my charges as I closed the account a year ago,but having got this far I would really love to stick it out and screw em !!! x x

 

The account closure makes no difference whatsoever, they were illegal charges, it matters not if they were incurred 6 years ago or yesterday.

Go for it, get every penny back!

 

Crusher:-D

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still nothing???

 

Just think - every day that goes past more interest added - 36p per day in my case!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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11th july for me

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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MY WIFE HAS JUST RUNG ME!!!!

PAID IN FULL!!!

WHO'S THE DADDY????

As soon as the money hits my account, I will be sure to make a donation!!!!

A big thank you to the website, and all the moral support I have got from all my new found freinds!!!

 

:D :D :D :D :D

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Thanks OC, I hope yours comes very soon.

there are loads of people I know who were waiting for me to complete my journey, and now hopefully they will also get back all the money they have had removed from accounts.

If you are reading this and have not claimed yet, I hope this encourages you to do so! :D

If your claim has just started, take heart, it will be ok in the end. :D

If your claim seems to be dragging, be patient, you WILL get back your money. :-D

 

Now, here we come captial 1, GE capital, etc etc...

no stopping me now!!!!!

 

:-D

 

moderated whilst we understand your annoyance we have to remove any comments that could be seen as libelous

 

THANKS! SORRY ABOUT THAT, JUSY GETTING VERY EXCITED! CRUSHER ;-)

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Well Done HSBCrusher

 

I have been reading through your fight this morning and its made me type and post my letter today, Ive also started with capital one, and then there is the long list to go through from the past 6 years.

 

Again well done for getting your money back and also for the inspiration.

 

Paul

Paul

 

HSBC - Letter requesting repayment of charges sent

Capital One - Letter requesting charges sent

Halifax - Pending

Virign - Pending

Egg - Pending

LIttlewoods - Pending

Amex - Pending

Abbey National - Pending

Barclaycard - Pending

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Yep mine came in today as well!!!

 

However, I'm refusing to sign the confidentiality that they are requesting!

 

Well done crusher!

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

Link to post
Share on other sites

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Thanks

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