Other half-Vs-LloydsTSB

[satellitemandaz]

Have now started but for my other half, why I have took so long I will never know:sad:

Anyway other half Vs Lloyds via me, via CAG:-)

 

1.Data Protection Act request letter DONE:grin:

Penny Berryman

Senior Manager

Data Protection Dept.

Lloyds TSB Bank PLC

The Pentagon

48, Chiswell Street

London

EC1Y 4XX

 

2.Preliminary approach letter DONE:grin:

LloydsTSB

125 Colmore Row

B3 3SF.

Sent with Simple-charges-calc. without interest

 

Got back:

Dear Mrs XXXX

Thank you for getting in touch with us. I am sorry you are unhappy about your account charges.

Like any business, we do make a charge for some of our extra services.

 

3.Letter Before Action = Sent 10/04/07 Recorded

Sending Simple-charges-calc without interest

To:

LloydsTSB Bank plc

25 Gresham Street,

London,

EC2V 7HN

 

It was good to see the web site on Whistle blower, Nice one lads

Cheers Daz:)

[BARTY]

Good luck, let us know how you get on.

Barty:)

[satellitemandaz]

Which is the main LloydsTSB office address, its for the N1 form

[satellitemandaz]

I am trying to fill in the N1 form, but whats the best way to find out when you opened the account, will Lloyds tell us? Also will someone send a link to S.69 the daily rate x 0.00022 = Pence per day bit as it goes over my head, Many thanks

Darren

[nicsussex]

The only important thing about the date is the date of the first charge - so if you don't know the date the account was opened - put the date of the first charge you are claiming

 

S69 daily interest is as simple as you have posted i.e total claim x0.00022 = daily amount of interest claimed

[satellitemandaz]

Nice 1 , thanks nicsussex

[BARTY]

Which is the main Lloyds TSB office address, its for the N1 form

 

Lloyds TSB Bank plc

25 Gresham Street,

London,

EC2V 7HN.

 

Barty:)

[satellitemandaz]

Thanks for your help (Barty)

[satellitemandaz]

Long Delay, but filled in the N1 form today, when working out X 0.00022 it comes to £0.50798 Do I round this up to £0.51p, or leave it at £0.50p, also do you take this to court or post it?

Many thanks in advance

[Doz]

In my claim i rounded it down. If it's an N1 form you can drop it into your local court.

[satellitemandaz]

Thanks for that, I will drop it in tomorrow, do they like cash or CHQs? is it buy now pay later LOL

[Doz]

Not sure about the cash/cheque thing...Take both just in case...might save you a double trip.;-)

[nicsussex]

A cheque is perfectly fine - made payable to 'HMCS'

[Michael Browne]

Be aware that the claim won't be actually issued until the cheque clears.

[satellitemandaz]

Then what happens, my other half now scared

[BARTY]

Hi

Lloyds have 14 days from the date the claim was served (it is served 5 days after you filed it) to acknowledge the claim, and 28 days from the date it was served to enter a defence. You will then receive a copy of their defence and you may receive an Allocation Questionnaire to fill in.

 

Barty:)

[satellitemandaz]

Hello everyone

Got a letter back from the Court Dated 28 sept, it say's This case is stayed with immediate effect pending the final determination of the case in the commercial court, it has the Defendants (Lloyds TSB) letter fixed to it, Lloyds TSB also sent one direct from SECHIARI, CLARK & MITCHELL Solicitors saying We have acknowledged receipt of your above claim and issued notice of intention to defend it.

 

What do I do next, its all beyond me, give me a satellite system to sort out and i'm OK

[Castlebest]

Sounds like your court is blanket staying everything, its up to you whether you appeal against it but a major factor now has to be the court listing time.

 

The courts seem to be listing hearings between 6 and 12 weeks from when you ask for one so your stay appeal hearing wouldn't be until December/January. IF you got the stay lifted you would then have another 6 to 12 weeks to wait for a hearing for your claim. The test case is due to start in January and most people seem to think the first instance judgment should be in March.

 

My personal opinion is sit back and wait.

 

pete

[satellitemandaz]

Ok, thanks for that, just started printing out N244 form just in case, have looked at BBC report BBC NEWS | Business | OFT may compromise on bank case

what is going to happen in Jan/Feb 2008 ?

[Castlebest]

No one knows for sure, the OFT make silly statements like that one. The FSA seem to have more influence than they should have... think the general consensus is the banks wont win if it does get to court but who knows what agreements the banks will try to put in place or how long any appeals against the judgment will take.

 

one thing is for sure, the courts are sitting on a mountain sized time bomb now all these stays are in place and sooner or later they will want to get rid of them

 

pete

[satellitemandaz]

"one thing is for sure, the courts are sitting on a mountain sized time bomb now all these stays are in place and sooner or later they will want to get rid of them :-)"

 

True, just wish I had done it all sooner